No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
1. MEMBERSHIP ELIGIBILITY
(check all that apply)Approved by Date Membership Officer Date
Promo Code
X
Card Issuer: ______________________________________________
Card Account No. __________________________________________
Address: _________________________________________________
City:_________________________ State:_______ Zip:____________
Phone Number: ____________________________________________
Transfer Amount ($500 minimum) $ ____________________________
I am interested in receiving information about credit life and credit disability insurance
I agree to the conditions on the reverse side of this form and to be bound by each of the terms of the credit card agreement, including arbitration. I certify that I’m eligible for
membership based on the relationship indicated above.
Primary Account Information: Account Type:
o Individual o Joint (Complete co-applicant info)Name: ________________________________________________________________________________________________________________
Address: ______________________________________________ City: _______________________________ State: ______ Zip: ___________
Social Security No. __________________________ Date of Birth: ____________________ Driver License No. ____________________________
E-mail: _______________________________________________________ Home Phone: _______________ Business Phone: _______________
Current Employer: ______________________________________ Date Employed: _____________ Monthly Income (before taxes) $ ______________
Rent/Mortgage Payment $ ________________________________ Total of other monthly Loan/Credit Payments $ ___________________________
Co-Application Information:
Name: _________________________________________________________________________________________________________________
Address: ______________________________________________ City: _______________________________ State: ______ Zip: ___________
Social Security No. __________________________ Date of Birth: ____________________ Driver License No. ____________________________
E-mail: _______________________________________________________ Home Phone: _______________ Business Phone: _______________
Current Employer: ______________________________________ Date Employed: _____________ Monthly Income (before taxes) $ ______________
Rent/Mortgage Payment $ ________________________________ Total of other monthly Loan/Credit Payments $ __________________________
Card Type:
o Visa o MasterCard Credit Limit Desired: $_______________________________2. ACCOUNT INFORMATION
3. TRANSFER YOUR BALANCE & SAVE APR
%
introductory balance transfer rate for 18 months!®
.Platinum Rewards Credit Cards
101 S. Barranca Ave. Covina, CA 91723 800.347.CCCU • F:626.915.1370 • info@myCCCU.com • myCCCU.com
NO Annual Fee
0%
APR introductory rate on purchases for six months2.9%
APR introductory rate on balance transfers for 18 months10.9%
APR low standard rateSee reverse for terms, disclosures and card benefits.
Yes! I want to save time and money with one low monthly payment.
Transfer the following balance(s) from my high-rate account(s) to the low-rate CCCU “The Card that Gives to Missions & Ministries.”
2.90% transfer rate is only valid when balances are transferred during the first 60 days of account open date. 10.9% thereafter.
Transfers are cash advances with no grace period on finance charge. 2.90% transfer rate does not apply to CCCU credit cards and loans.
Gives to Missions and Ministries
Over $1.8 million given since 1994.
Card Issuer: ______________________________________________
Card Account No. __________________________________________
Address: _________________________________________________
City:_________________________ State:_______ Zip:____________
Phone Number: ____________________________________________
Transfer Amount ($500 minimum) $ ____________________________
_____________________________________________________________________
Applicant Signature Date
_____________________________________________________________________
Applicant Signature Date
X
How did you
oFamily oFriend oWork oMagazine NAME______________________ oNewspaper NAME__________________________________________ oOther__________________________hear about CCCU?
oChurch oSchool oMail oRadio STATION________________________ oEvent/Presentation NAME__________________________________ oOnlineUp to 10,000 Bonus CUReward points
for airfaire, merchandise and more*.
o I am a CCCU member. Account Number:___________________________
o I am a relative of a CCCU member.
Name:_________________________________________ Relationship:___________________________ Phone:_______________________________
o I am a: o Member o Pastor o Missionary o Student/Alumnus o Resident o Board/Committe Member o Employee o Other__________
Of (Church/School/Organization):___________________________________________________________________________________________
Address:__________________________________________________________________________________________________________
City:________________________________________ State:_________ Zip:_________________ Phone:____________________________
o I affirm the statement of faith below:
God loves us and created us to know Him. He has a wonderful plan for our lives. People are sinful and separated from God, so we cannot know
Him or experience His love and plan. Jesus Christ is God’s only provision for our sin. Through Him alone we can know God and experience His love
and plan. I have received Jesus Christ as my Savior and Lord.
†
†
†
†
CU.PRVMCC.0806
You get all these Platinum credit card benefits:
• Gives to Missions & Ministries
• Worldwide Acceptance
• Global Customer Assistance
• 100% Fraud Protection
• Lost/Stolen Card Reporting
• Earns CURewards
• Warranty Manager Service
• Roadside Dispatch
• Purchase Security
• Travel Accident Insurance
• No Annual Fee
• Auto Rental Insurance
• Emergency Card & Cash
• Travel & Emergency Assistance
• Year-End Summary Statement
The following information is provided pursuant to the Truth-in-Lending Act/Regulation Z.
=INTEREST RATES AND FEES UNDER THIS CREDIT CARD ACCOUNT
0% introductory APR for purchases during the first six months.
Annual Percentage Rate (APR) for purchases Thereafter, fixed 10.90% APR.
_______________________________________________________________________________________________________________________
Balance transfer APR: 10.90%
__________________________________________________________________
Other APRs Cash advance APR: 10.90%
__________________________________________________________________
Penalty APR: 17.90%1
_______________________________________________________________________________________________________________________
Annual Fee None
_______________________________________________________________________________________________________________________
Balance transfer fee None
_______________________________________________________________________________________________________________________
Grace period for balance transfer and cash advance None
_______________________________________________________________________________________________________________________
_ T_r_an_s_a_c_t_io_n_ _fe_e_ _fo_r_ p_u_r_c_h_a_s_es______________________________N_o_n_e_______________________________________________________________
Grace period for repayment of the balance for purchases 25 days for purchases if full balance is paid by due date.
_______________________________________________________________________________________________________________________
Transaction fee for cash advances 2.00% with a minimum of $5.00
_______________________________________________________________________________________________________________________
Late payment fee $10.00
_______________________________________________________________________________________________________________________
Returned check fee on payments $25.00
_______________________________________________________________________________________________________________________
$10.00 each month the account balance exceeds the credit limit by
Over the credit limit fee 20.00% or $500.00, whichever is lower at the cycle closing.
_______________________________________________________________________________________________________________________
International service assessment fee 1.00% of transaction amount.
_______________________________________________________________________________________________________________________
Cash advance daily limit $1,000
_______________________________________________________________________________________________________________________
Method of computing the balance for purchases Average daily balance (including new purchases).
_______________________________________________________________________________________________________________________
1. If your account becomes 2 cycles delinquent at any time, your APR will increase to 17.90%. If your APR is increased due to delinquency, the new rate will
remain in effect until you have maintained a current payment record for six consecutive cycles at which time your APR will decrease to the current standard
rate.
*CURewards:
Receive up to 10,000 CURewards bonus points on purchases: 5,000 when you’re approved and up to 5,000 more with double points for thefirst six months. Donations to churches and many ministries also earn double points and are subject to change without notice. Points earned will be credited
to your account each month, will accrue over five calendar years and expire on a first-in-first-out basis annually. Points earned in calendar year one will
expire as of the last day of calendar year five. Maximum number of points you can earn is 75,000 per calendar year.
Card Agreement and Federal Truth-in-Lending Disclosure:
By my/our signature I/we acknowledge that I/we will be bound by all the terms andconditions of the credit card agreement and Truth-in-Lending disclosure statement which will be provided later with or before issuance of cards. If upon
receipt and review of said credit card agreement and Truth-in-Lending statement, I/we do not agree to be so bound upon receipt of any credit card issued
pursuant to this application, I/we will render same unusable by cutting in half and will return it to the Credit Union with notice of my intention. I/We also
warrant the accuracy and completeness of information I/we have supplied herein, acknowledge that the Credit Union will rely on same in determining to
extend credit, authorize the Credit Union to verify said information by any means, and report performance under this account to any credit reporting agency.
Notice to Applicant:
The following applies if you are not already a member of Christian Community Credit Union. I hereby apply for membership in CCCUwith this application and certify that I qualify for membership based on the relationship stated in section 1. I understand that CCCU’s non-refundable
membership fee of $5 will be charged to my credit card account if my application is approved. I further understand that to continue my membership in
CCCU, I must maintain this credit card account relationship or separately establish a member savings account should I discontinue this credit card account.
Credit Union membership is not required for spouse as a joint applicant.
Important Information About Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, Federallaw requires us to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an
account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s
license or other identifying documents.
Note:
This form was printed on, and the information herein is current as of 08/01/06. The interest rate is fixed; however, the interest rate and all termscould change sometime in the future. If terms change, you will receive prior notice. To find out what may have changed, call 800.347.CCCU, or write to:
Christian Community Credit Union, P.O. Box 3012, Covina, CA 91722.