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CHASE FREEDOM CLOSED!?

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Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?


@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

 


Ohhhhhh, interstate mpney laundering and mail fraud!   Expect the FBI real soon.

 

As I've said before, IF crackdowns happen, YOUR intentions don't matter.   If buying a gift card is bad, the CCC doesn't care what you say you intended for, their rewards burden is the same.   Volume should matter, but nothing to prevent MS sending cards to lots of confederates to cash out.

 

But if you believe the latest thread, a $50 BB gift card triggered a Chase shutdown.  


LTL can't tell if you are serious or joking on the last part....  Think it is something different?


Too many threads so I didn't realize that this thread was that one!    But....

 

This isn't a case where you might say "the OP isn't telling the whole story".   To me, either this story is entirely made up (for whatever reason) or is fully true.

Based on past experience, I find it a little strange that the OP would be told the precise reason, banks hate doing that,  "purchases inconsistent with the terms and conditions" etc is more common.    And that a $50 GC on a capped card would trigger shutdown also seems strange.   But,  up to each person...

Message 61 of 97
CreditCuriosity
Moderator Emeritus

Re: CHASE FREEDOM CLOSED!?

Lol I have a payment scheduled to post on the 31st for my remaining balance of only $42.00, before statement is cut on the 2nd...  Wonder if I could cancel that payment, if that would make them feel warm and fuzzy.

Message 62 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?


@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

 


Ohhhhhh, interstate mpney laundering and mail fraud!   Expect the FBI real soon.

 

As I've said before, IF crackdowns happen, YOUR intentions don't matter.   If buying a gift card is bad, the CCC doesn't care what you say you intended for, their rewards burden is the same.   Volume should matter, but nothing to prevent MS sending cards to lots of confederates to cash out.

 

But if you believe the latest thread, a $50 BB gift card triggered a Chase shutdown.  


LTL can't tell if you are serious or joking on the last part....  Think it is something different?


Too many threads so I didn't realize that this thread was that one!    But....

 

This isn't a case where you might say "the OP isn't telling the whole story".   To me, either this story is entirely made up (for whatever reason) or is fully true.

Based on past experience, I find it a little strange that the OP would be told the precise reason, banks hate doing that,  "purchases inconsistent with the terms and conditions" etc is more common.    And that a $50 GC on a capped card would trigger shutdown also seems strange.   But,  up to each person...


Which leads us to the conclusion that an action triggers this closures...  It is worrisome.

Message 63 of 97
chalupaman
Super Contributor

Re: CHASE FREEDOM CLOSED!?


@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

 


Ohhhhhh, interstate mpney laundering and mail fraud!   Expect the FBI real soon.

 

As I've said before, IF crackdowns happen, YOUR intentions don't matter.   If buying a gift card is bad, the CCC doesn't care what you say you intended for, their rewards burden is the same.   Volume should matter, but nothing to prevent MS sending cards to lots of confederates to cash out.

 

But if you believe the latest thread, a $50 BB gift card triggered a Chase shutdown.  


LTL can't tell if you are serious or joking on the last part....  Think it is something different?


Too many threads so I didn't realize that this thread was that one!    But....

 

This isn't a case where you might say "the OP isn't telling the whole story".   To me, either this story is entirely made up (for whatever reason) or is fully true.

Based on past experience, I find it a little strange that the OP would be told the precise reason, banks hate doing that,  "purchases inconsistent with the terms and conditions" etc is more common.    And that a $50 GC on a capped card would trigger shutdown also seems strange.   But,  up to each person...


Part of me is really thinking the former option, given all the suspicious posts I keep seeing on this website lately, like someone who maxed out their Amex cards the other day and supposedly has their parents give them 5k a month.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 64 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?

CreditCuriousity - "Lol I have a payment scheduled to post on the 31st for my remaining balance of only $42.00, before statement is cut on the 2nd... Wonder if I could cancel that payment, if that would make them feel warm and fuzzy."

 

 

LOL!!!!! Smiley LOLSmiley Very Happy

 

 

 

Message 65 of 97
NobodyImportant
Established Member

Re: CHASE FREEDOM CLOSED!?

I'm not seeing any recent reports of similar closures at other forums.

 

I guess I'll see what happens in January when I buy $1500 of gift cards at Safeway...

Message 66 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?


@chalupaman wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

 


Ohhhhhh, interstate mpney laundering and mail fraud!   Expect the FBI real soon.

 

As I've said before, IF crackdowns happen, YOUR intentions don't matter.   If buying a gift card is bad, the CCC doesn't care what you say you intended for, their rewards burden is the same.   Volume should matter, but nothing to prevent MS sending cards to lots of confederates to cash out.

 

But if you believe the latest thread, a $50 BB gift card triggered a Chase shutdown.  


LTL can't tell if you are serious or joking on the last part....  Think it is something different?


Too many threads so I didn't realize that this thread was that one!    But....

 

This isn't a case where you might say "the OP isn't telling the whole story".   To me, either this story is entirely made up (for whatever reason) or is fully true.

Based on past experience, I find it a little strange that the OP would be told the precise reason, banks hate doing that,  "purchases inconsistent with the terms and conditions" etc is more common.    And that a $50 GC on a capped card would trigger shutdown also seems strange.   But,  up to each person...


Part of me is really thinking the former option, given all the suspicious posts I keep seeing on this website lately, like someone who maxed out their Amex cards the other day and supposedly has their parents give them 5k a month.


Do tell.. I never saw that thread.  I'd like to catch up.  Can tell me what section it is in? Thank you popamode72

Message 67 of 97
NRB525
Super Contributor

Re: CHASE FREEDOM CLOSED!?


@NobodyImportant wrote:

I'm not seeing any recent reports of similar closures at other forums.

 

I guess I'll see what happens in January when I buy $1500 of gift cards at Safeway...


Bwhaahaahaa! I want front row seats to that bear baiting event.

Seriously, you are going to use your Freedom card to buy GC from a grocery store in Q1? That seems exactly the pattern they want.

 

I was planning on getting some Starbucks reloads in Q1, but now not even certain I will do that. Will see where I am with the Marriott spend requirements first.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 68 of 97
CreditCuriosity
Moderator Emeritus

Re: CHASE FREEDOM CLOSED!?

I really hope this is a Troll...  Just a few threads that do raise concerns... My account is still in good shape atm though...Can't stop what or what will not happen though, so just gotta roll with it.. I know I didn't do anything wrong and they can cancel it anytime they would like...  As stated in another post even if I carry a balance they aren't making anything off 0% interest for 15 months..  Thus it would be pretty dumb on there part to cancel these accounts!

 

 

Message 69 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?

I won't say that I'm not at all worried about it, But I am going to be watching my accounts pretty closely with them and continue on my way.
Message 70 of 97
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