CHASE SPP APP

[bigbang91]

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

[Creditaddict]

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@bigbang91 wrote:

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

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with just that info I would say yes... Chase seems to love building that relationship and future cards seem to have higher limits than past!

[efranklin23]

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@bigbang91 wrote:

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

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Need more info, what's your credit score?

[bigbang91]

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@efranklin23 wrote:

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@bigbang91 wrote:

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

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Need more info, what's your credit score?

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Ex 735 EQ 718 and what others info you need?

[efranklin23]

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@bigbang91 wrote:

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@efranklin23 wrote:

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@bigbang91 wrote:

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

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Need more info, what's your credit score?

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Ex 735 EQ 718 and what others info you need?

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If your income is good and you don't have too many new accounts, I think you should have no problem getting the card.

[Lin55]

OP, your score is higher than mine and I was instantly approved with a 36% Overall UTIL! My starting CL was $12K! I also only had a Slate ($1K CL) when I applied. You'll be fine!

[bigbang91]

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@efranklin23 wrote:

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@bigbang91 wrote:

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@efranklin23 wrote:

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@bigbang91 wrote:

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

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Need more info, what's your credit score?

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Ex 735 EQ 718 and what others info you need?

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If your income is good and you don't have too many new accounts, I think you should have no problem getting the card.

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I forgot to mention i opened 5 new accounts since September 2013,6 including the united. Credit history is 3 years AAofA about 8 months

[bigbang91]

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@Lin55 wrote:

OP, your score is higher than mine and I was instantly approved with a 36% Overall UTIL! My starting CL was $12K! I also only had a Slate ($1K CL) when I applied. You'll be fine!

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Problems is i think chase may worried at my rate of opening new account, i have 7 INQs in each of the 3 credit bureau 

[efranklin23]

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@bigbang91 wrote:

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@efranklin23 wrote:

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@bigbang91 wrote:

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@efranklin23 wrote:

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@bigbang91 wrote:

Hi guys, I have 2 credit cards with Chase, freedom and mileage plus explorer, and recently I got an increase of 2k for my MP. My question is I wonder if the increase affect my chance of getting approved for the SP card. I have no baddies, 5/12 accounts carries balances, debt ratio stands at 10%. The reason I want the SP card is to transfer points from my freedom(38k points) to SP then to MP so that I can redeem for travel purposes.Thanks!

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Need more info, what's your credit score?

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Ex 735 EQ 718 and what others info you need?

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If your income is good and you don't have too many new accounts, I think you should have no problem getting the card.

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I forgot to mention i opened 5 new accounts since September 2013,6 including the united. Credit history is 3 years AAofA about 8 months

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Hmmmm, if you opened new accounts, I would wait until all of those new accounts age 6 months and then apply for the card. You don't want to waste an INQ on a potential approval/denial.