I have alot of credit cards, I mean alot, but for some reason Citi never liked my credit profile. Maybe it was all of my cc accounts, who knows. Anyway last October I was determined to join the Citi family, if it was thru a secured card so be it. I appled for the Citi Diamond secured card and put down a $2500 secured collateral deposit. Fast forward to today which is 10 months since having the Citi diamond secured card and I got a letter in the mail from Citi they had early graduated my card!! The letter said I would be getting my deposit back and getting a Citi Diamond Preffered card. Before applying for this card I read horrible reviews that Citi wound find reasons not to graduate there secured cards and especially hardly ever early. I have had the card for 10 months, all I did was put my Netflix $17.99 charge on each month and paid it in full. Citi rewarded me for keeping my account in good standing. I just wanted to let anyone know who is starting there credit journey, rebuilding credit, or maybe like me who just wanted to join the Citi family, this is a great card to start with. Citi will reward you with early graduation as long as u do your part and keep your account in good standing. I hope to PC the Citi Diamond Preferred to Custom Cash when I receive the Diamond Preferred Card. Hope this post helps some people who are thinking about applying for Citi Diamond secured card, Early Graduation is Definately Possible!!!!
