CLD for low monthly spend?

[SomeGuyOnTheWeb]

Might be an odd question, but has anyone ever received a CLD for using a paltry amount of your available credit per month (i.e., let's say you have a $10K credit line but you never charge more than $300 per month)?

Not that I'm worried about it or anything. Just a totally random thought that popped into my head.

[gdale6]

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@SomeGuyOnTheWeb wrote:

Might be an odd question, but has anyone ever received a CLD for using a paltry amount of your available credit per month (i.e., let's say you have a $10K credit line but you never charge more than $300 per month)?

Not that I'm worried about it or anything. Just a totally random thought that popped into my head.

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Odds are it would not happen, little risk. CLD happens when the bank determines there is too much risk.

[wmweeza]

I spend maybe $50 a month on each of my cards every month, no CLD yet. They don't seem to care as long as I am using my cards on a regular basis