Re: asking for first ever CLI tomorrow!!!

jcstarkey8826 · ‎11-06-2012

any advice? Im nervous. my overall util is pretty high because of an engagement ring on a kays card, but ive never paid this card late and its at a $0 balance. Plus my chase card only has a $35 balance. Im hoping they dont decline it because I went over my limit 2 times. The card has such a tiny limit, it was hard not to, until I got set up on bill pay lol

Hopefully I'll post a successful reply tomorrow!!!

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL

Creditaddict · ‎11-06-2012

@jcstarkey8826 wrote:
any advice? Im nervous. my overall util is pretty high because of an engagement ring on a kays card, but ive never paid this card late and its at a $0 balance. Plus my chase card only has a $35 balance. Im hoping they dont decline it because I went over my limit 2 times. The card has such a tiny limit, it was hard not to, until I got set up on bill pay lol

Hopefully I'll post a successful reply tomorrow!!!

it's Chase $500 limit card you want to ask for the CLI on?

You have had it for 6 months or?

why are you waiting until tomorrow?

are you going to call directly in to back door number and speak with analyst while on phone? be best i think (HP) too though with Chase keep in mind.

jcstarkey8826 · ‎11-06-2012

@Creditaddict wrote:
@jcstarkey8826 wrote:
any advice? Im nervous. my overall util is pretty high because of an engagement ring on a kays card, but ive never paid this card late and its at a $0 balance. Plus my chase card only has a $35 balance. Im hoping they dont decline it because I went over my limit 2 times. The card has such a tiny limit, it was hard not to, until I got set up on bill pay lol

Hopefully I'll post a successful reply tomorrow!!!
it's Chase $500 limit card you want to ask for the CLI on?
You have had it for 6 months or?
why are you waiting until tomorrow?
are you going to call directly in to back door number and speak with analyst while on phone? be best i think (HP) too though with Chase keep in mind.

no its through my charter one bank credit card. Ive had it for 9 months. Im waiting until tomorrow because I'll be at the 9 month mark, which is where they said I had to be before requesting it.

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL

Anonymous · ‎11-06-2012

Good luck

jsickz32 · ‎11-06-2012

good luck bro!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

Epcot · ‎11-06-2012

Hope you get the increase, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

migliogiorni · ‎11-06-2012

congrats.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k

creditnocash · ‎11-06-2012

yeah keep us posted.

from what i heard it will be a hard pull. so be prepared for that.

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Anonymous · ‎11-06-2012

still waiting

Anonymous · ‎11-07-2012

Good Luck!

(And credit314....I like your signature line)

CLI Declined :(

CLI Declined :(