CLI hard or soft pull?

[PrinceCorwin]

I'm long overdue to request CLIs from Amex BCE, Chase FU, Discover, and Cap1 QS1. Do any of these do CLI requests with a soft pull?

[fltireguy]

• Chase is HP.. the others are SP

[PrinceCorwin]

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@fltireguy wrote:

• Chase is HP.. the others are SP

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Thanks. Just requested Amex 3xCli and got approved for 6k from 2k. Now I guess I'll give Cap1 a shot. 

What about BoA? I'm pretty sure they are HP, aren't they?

[AverageJoesCredit]

Boa= Yes hp

[PrinceCorwin]

got the 3 day message from Cap1 site. Denial I guess. They are strange. My CL only $750 and Fico is 700 but they wont give me any more credit. Guess I'll just leave it in the SD

[Anonymous]

Capital One is an odd duck in that if you opened your account on less than good terms they're known to forever view your account as a "starter account" and won't likely ever let you grow it significantly.

I opened a CO account with a 619 score and even when my scores were 800+ they weren't any more willing to treat my account like I was any "better" than I was with that 619 score.  If you open a new account, though, they'll treat you like gold.

[PrinceCorwin]

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@Anonymous wrote:

Capital One is an odd duck in that if you opened your account on less than good terms they're known to forever view your account as a "starter account" and won't likely ever let you grow it significantly.

I opened a CO account with a 619 score and even when my scores were 800+ they weren't any more willing to treat my account like I was any "better" than I was with that 619 score.  If you open a new account, though, they'll treat you like gold.

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That's what I hear. Can't do that right now though. Trying to beef up my scores in the next 2 months to buy a house. Don't want any inquiries. May give it a thought after I close though. Thanks