CLI on AMEX with 2 accounts

[Anonymous]

So, does anybody know for certain whether the 6 months is applied per card, or as a whole for the account? For example, if I request a CLI on my Blue card, can I request one on my Clear card a month later, or do I have to wait the 6 months from the point of the CLI request on the Blue card?

[smallfry]

For some people it has changed recently. Problem with AMEX is you don't know until you try and by then it might be curtains for ya. I don't see the need for more than 1 anyway. Can you combine the cards if you wanted to?

[Anonymous]

The second one was specifically for a balance transfer, and I don't know if the BT terms would carry over if I combined. Plus, I kinda like having a separate card for things like BT's. I think I'm going to see if I can just do both at the same time and see what happens. I'll post my results as soon as I find out.

[Anonymous]

One overall CLI every 6 months-

You can reallocate CL's between accounts-

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brian77 wrote:
So, does anybody know for certain whether the 6 months is applied per card, or as a whole for the account? For example, if I request a CLI on my Blue card, can I request one on my Clear card a month later, or do I have to wait the 6 months from the point of the CLI request on the Blue card?

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[Anonymous]

Has anyone got an auto CLI from Amex. My next statement on my blue card will be my 6 months. I am not going to ask, it would just be nice if they gave me some luv!:-)

[Anonymous]

I was told by the Credit Department a week ago that the policy is you can request a CLI after the account has been opened 60 days, and after that only every 6 months.

[Scamp]

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UpNComing wrote:

If you don't mind, what was your CL, scores at approval?

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I posted detailed info last week when I first got approved (run a search for AmEx Blue Approval, if you want the whole shebang), but my CL was teeny - $1K; my EX at the time was 672 - TU and EQ as of 4/30 were 683 and 664, respectively.  My initial CL and APR were very so-so due to short credit history, mainly, I was told, and due to my EX being borderline for approval.  My year's good history on my charge card with them seems to have squeaked me in - barely.

[fused]

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RGordon wrote:
Has anyone got an auto CLI from Amex. My next statement on my blue card will be my 6 months. I am not going to ask, it would just be nice if they gave me some luv!:-)

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Nope! I was never patient enough to wait and see.

[Anonymous]

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@Anonymous wrote:
I was told by the Credit Department a week ago that the policy is you can request a CLI after the account has been opened 60 days, and after that only every 6 months.

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A clarifying question: Is it only request every six months or approved requests every six months? That is, if I am approved for a CLI at month 1, I know that I can't ask again until month 7, but if I was denied, can I apply again at month 2?

Message Edited by thevariable on 05-15-2008 11:59 PM

[Anonymous]

Yes- approved for CLI every 6 months-

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@Anonymous wrote:

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@Anonymous wrote:
I was told by the Credit Department a week ago that the policy is you can request a CLI after the account has been opened 60 days, and after that only every 6 months.

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A clarifying question: Is it only request every six months or approved requests every six months? That is, if I am approved for a CLI at month 1, I know that I can't ask again until month 7, but if I was denied, can I apply again at month 2?

Message Edited by thevariable on 05-15-2008 11:59 PM

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