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CLI's

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jackg
Established Contributor

CLI's

During March I had 2 CC issuers ask if I wanted a CLI in the amount of $2,000. It was US Bank and Chase that sent  the messages and I'm wondering if it's a trend beginning to unfold. Has anyone else received similiar requests?

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: CLI's


@jackg wrote:

During March I had 2 CC issuers ask if I wanted a CLI in the amount of $2,000. It was US Bank and Chase that sent  the messages and I'm wondering if it's a trend beginning to unfold. Has anyone else received similiar requests?


I have read quite a few threads previously indicating this type of email is valid, if you want the CLI just ask for it.

Message 2 of 6
Kenny
Moderator Emeritus

Re: CLI's

Well, that's awesome they were downright offering it up to you -- aka via SP. You should definitely take it if you haven't already.
Message 3 of 6
azguy13
Senior Contributor

Re: CLI's


@jackg wrote:

During March I had 2 CC issuers ask if I wanted a CLI in the amount of $2,000. It was US Bank and Chase that sent  the messages and I'm wondering if it's a trend beginning to unfold. Has anyone else received similiar requests?


I have never had Chase ask me if I wan't a CLI. I wish they would though with the amount of money I put through them.

 

I havent had US Bank long enough to get a CLI

Message 4 of 6
-Wade-
Valued Contributor

Re: CLI's


@azguy13 wrote:

@jackg wrote:

During March I had 2 CC issuers ask if I wanted a CLI in the amount of $2,000. It was US Bank and Chase that sent  the messages and I'm wondering if it's a trend beginning to unfold. Has anyone else received similiar requests?


I have never had Chase ask me if I wan't a CLI. I wish they would though with the amount of money I put through them.

 

I havent had US Bank long enough to get a CLI


AZ , How long have you had your US Bank card?

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 6
jackg
Established Contributor

Re: CLI's

After I asked if it would require a hard pull and they said no, I went ahead and took both of them. I must have fallen into a new bucket of some kind for this to happen. It had been 7 months since I checked my FICO scores until yesterday. If I could just get them all above 720 I'd be a happy camper!!

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 6 of 6
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