Okay...Credit One may have ridiculous terms as far as their fees and interest structures--but does anyone remember when Capital One first started issuing cards back in the mid-90's?? They had the same fee structure as Cred-1 and you paid through the nose with fees and interest for having a card with them also. I know this b/c I had one of their first cards back when they only issued straight-up Visa's and Mastercard's. AND you had to send them security deposits to get one-usually with a $300 to $500 limit.. They didn't start making unsecured cards until a few years later around 2000 when they rolled out the K-Mart M/C-I had one of those too BTW.. Now look where Cap-1 is with credit cards today!!!!. I'm kind of sorry I screwed up with them! Cred-1 might not be the most desirable card out there, but it is EXACTLY what Cap-1 was when they started 15 and 16 years ago-a rebuilder card-and might suprise everyone down the road the same way Cap-1 surprised the heck out of me! Especically now that they're (Cred-1) getting into the rewards game.
BUSINESS 
I remember as well when they started...but capone has grown exponentially since then. Just look at their new acquisitions! Who knows maybe credone will follow 
but im still close to giving them the ax.
but im still close to giving them the ax.
