I just got my CSP card in the mail the other day, and I have a question regarding qualifying for the bonus points. Hitting the $4k over 90 days for the 60k points wouldn't be a difficult task, as i plan to use this card as my daily driver, however this just happens to be perfect timing because i'm planning on picking up an engagement ring this friday, that i had custom made. Of course the final balance is due at that time and it would completely take care of the SUB.
My question is, i have the cash to pay for the ring so i don't want to keep the balance of the ring on my card for long. Honestly not even the full grace period. I'm literally just using the card to pay for the ring to guarantee the points, and want to pay the balance asap. How long would the balance need to stay on the card? I don't plan on paying off the ring the next day with Chase, however i just don't want to put myself in a position that wouldn't allow me to collect my SUB points from this transaction. So, how long does it take to register, and how long should i wait before paying off the balance of the ring?
Thanks!
@bourgogne wrote:the transaction is what kicks off the sub, you can prepay the card if you want. for me I would wait until the pending get posted. also know that some have been shut down for rapid spend.
got it, so at least wait until it's posted.
Would it help to call Chase and let them know what i'm doing with the ring purchase?
@bourgogne wrote:you don't have to wait until its posts but I would. also charge on it before. I would call chase for sure and share the details and have them notate the account
I'll call them before hand, for sure then.
I've already started using it as my daily so i've placed a few $20 each charges, plus my reocurring payments from netflix and such have hit it as well. So i've got less than $100 in a few charges already.
@bourgogne wrote:I seem to be missing something, how does cash come into play with the purchase? sorry long day
Sorry for the confusion. I have the cash in my account to pay for the ring, and had planned on using my debit card or a bank check to pay the jeweler. However with the CSP SUB, i now plan to use the CSP to pay for the ring at the jeweler, then use the funds in my account that I set aside originally to buy the ring, to pay off the ring charges on the CSP.
@MyFault wrote:
@bourgogne wrote:you don't have to wait until its posts but I would. also charge on it before. I would call chase for sure and share the details and have them notate the account
I'll call them before hand, for sure then.
I've already started using it as my daily so i've placed a few $20 each charges, plus my reocurring payments from netflix and such have hit it as well. So i've got less than $100 in a few charges already.
Dont be surprised if you get a fraud alert if this is your first Chase card
I used to get them all the time, sometimes twice while in the same store 
Charges went through in the end , but we had to text like a couple of BFFs