@demo07 wrote:
Hey everyone.
I need some advice on wether I should apply for y dream card the CSP. I just got approved for the Chase southwest card with a 2k limit. I also recently got an auto loan for 15k with Nissan. I've been rebuilding my credit since November. That's when I got rid of all the baddies of my report and got back in the credit card game. When should I apply is the big question? Below is my profile:
Inquiries:
Experian: 3
Equifax: 9 (should be 6)
Transunion: 3
Cap1 quicksilver: 300 11/13
Cap1 journey : 300 01/14
Amex Costco AU 2000 01/14
Amex delta platinum AU 8000 01/14
Chase southwest 2000 03/14
Nissan auto loan 15k 03/14
Credit score averages from all bureaus is around 670. Credit karma has me at 736.
I have one old Bank of America credit card that I settled about 6 years ago.
What do u guys think? When should I pull the trigger on this card? Again all this has happened since November of 2013.
Thanks in advance
That's a lot of new credit in 6 mos. Seeing that SW was not approved at siggy level, I think you'd be best served waiting another 6 mos
I say wait for the BoA baddie to drop, if it was 6 years ago you have one year left. Your accounts have just been established, and at the very least you want one year of history with each.
