Hello everyone!
My first post here, hence apologies if it's in the wrong place. I am relatively new to having credit with my oldest line is being an AU for about 4 years. Now, I have had my own cards since 2 years and have recently applied and been approved with minimum CL on the CSP.
I really love the rewards program and also have a Freedom which will be hitting the one year mark next month. It's current line is $2200 (no CLI since open). All my cards have been paid on time - and collectively have $33,000 in CL across all accounts. My current utilization is around 25% across all the lines.
I heavily utilize my new CSP since the rewards suits my lifestyle, so I end up maxing it out often. My second statement with them just closed, and I'm going to PIF next week. I wanted a CLI on this and don't mind taking a few points on my scores. I was curious as to whether I should wait and see if they auto CLI the CSP or Freedom (potentially moving the Freedom line over here) - or just go ahead and request the HP CLI.
Thanks in advance!
