CSP/CSR chances

[Anonymous]

I have 40k in open credit lines with 5% util. Im currently 1/24 out of 5/24. My experian credit score is 718 and fell like 60 points last summer because i stupidly went on vacation and forgot to double check my car payment which resulted in a 30 day late. I make around 72k annually. I have the Ink Preferred, Ink Cash and Freedom with a 5k (lowered from 25k via SM), 3k (lowered from 13k via SM) and 9k credit line on each respectively. Do I have a decent shot at the CSP or CSR? Im mostly concerned about my one 30 day late. I would love to cancel my CIC and get the CSP or CSR before my annual fee kicks in.

[Priory_Man]

Do you have any pre-qual offers when you log into your chase account?

I don't think the one late will be too much of a problem. I would suggest going for the CSP, the subs are the same right now, and maybe PC to the CSR in a year, but, that's just me.

[Anonymous]

No unfortuantely no offers. What do you mean by subs? 

[Anonymous]

I'd say based on the info you gave you should be able to get the CSP without an issue, not so sure about the CSR.

You could always go into a branch and ask if they have any pre approvals for you on either.

SUB is sign up bonus. Currently both cards are offering about the same number of points.

[Anonymous]

thanks guys, i think i will go for it then!