CSP better for dining spend than Forward?

icyhot · ‎05-28-2015

Is 5 TYP really better than 2 UR? I don't seem to use my TYP for anything besides select and credit, and that doesn't seem to have a high redemption value. UR seems to have way better transfer partners that I actually use (Amtrak, Marriott). Would the CSP really be suboptimal for dining against the Forward, especially when I put all my travel spend on the CSP too?

Anonymous · ‎05-28-2015

@icyhot wrote:
Is 5 TYP really better than 2 UR? I don't seem to use my TYP for anything besides select and credit, and that doesn't seem to have a high redemption value. UR seems to have way better transfer partners that I actually use (Amtrak, Marriott). Would the CSP really be suboptimal for dining against the Forward, especially when I put all my travel spend on the CSP too?

I'd still keep it.

Anonymous · ‎05-28-2015

@icyhot wrote:
Is 5 TYP really better than 2 UR? I don't seem to use my TYP for anything besides select and credit, and that doesn't seem to have a high redemption value. UR seems to have way better transfer partners that I actually use (Amtrak, Marriott). Would the CSP really be suboptimal for dining against the Forward, especially when I put all my travel spend on the CSP too?

Do you have a Premier/Prestige? If not, and you redeem UR for travel, then using CSP for dining might be better, as without the higher cards, the TYP are worth a max of 1c. So if your redemptions give you more than 2.5c per UR, use that instead.

leoment · ‎05-28-2015

@icyhot wrote:
Is 5 TYP really better than 2 UR? I don't seem to use my TYP for anything besides select and credit, and that doesn't seem to have a high redemption value. UR seems to have way better transfer partners that I actually use (Amtrak, Marriott). Would the CSP really be suboptimal for dining against the Forward, especially when I put all my travel spend on the CSP too?

In my opinion, yes. If you select methods of redemption that give you 1cpp (like SL/Mortgage checks), it's value becomes much more clear. I even considered getting the prestige card (which I truly don't need) because it would've boosted my redemption from 5% to 8% when used on AA flights!

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.

icyhot · ‎05-28-2015

No I don't have a premier or prestige, I'm leaving room for one more AF card in my portfolio an it'll be a hotel card. Nixon, I'm still keeping it, just will move the main spend to another card

rlx01 · ‎05-28-2015

5 TYP could be worth 50c in the dollar with the right redemption.

2 points for dining is available on pretty much every card. Premier/Prestige, PRG from June 1, etc etc. The CSP is still a great card, but there's now plenty of competition.

I'd be all over a Forward.

icyhot · ‎05-28-2015

Yeah but I've pretty much used all my TYP.....I have 167 now.....itd be forever to spend to reach a good amount. Plus I have an AF on the CSP, might as well spend more on that one

Pitt570 · ‎05-28-2015

i have been using my csp for everything since my wife and i make a trip to hawaii every year i try to get as many points as i can through the year we always used hers until i just got mine over a month ago and i personally if you like to travel this is the go to card my thoughts

PSECU $20k | Navy cash rewards $22K | Navchek $15k | BBVA NBA 4.5K | Discover it $1.5K I Chase CSP $12.5K | Cabelas Visa $1K | Chase Slate $3.5k | Lowes $20k || Paypal SC $2K Home depot $8K |Chase united mileage plus explorer 17K | PenFed Promise 12.5K | PenFedPlatinum 20K | Navy Go rewards $4.5K

rlx01 · ‎05-28-2015

I don't really know why the AF changes anything, but it's up to you.

I'll trade you the Forward for something else

icyhot · ‎05-28-2015

Cuz you know you gotta get enough rewards to "justify" it, so they say. Lol.