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what is SQ ?
The only thing I am worried about with chase UR is their Amtrak partnership. Next month the new Amtrak Guest Rewards card comes out from Bank of America, so it will be interesting to see if they remain a UR partner or not.
@Anonymous wrote:what is SQ ?
The only thing I am worried about with chase UR is their Amtrak partnership. Next month the new Amtrak Guest Rewards card comes out from Bank of America, so it will be interesting to see if they remain a UR partner or not.
The amtrak program is changing so depending on how you redeem with them you may want to do your redemptions now. I forget when the changes kick in, for all I know they already did. It was a significant deval.
Honestly, I am not super happy with Chase UR right now. The program has gotten fairly weak after the United deval and then the removal of some of the benefits from the CSP has been discouraging. The program is still viable but Citi is coming up fast and I feel may be only one or two big moves away from overtaking the program. It would not shock me if Chase came out with a new product over the next two years to replace the CSP.
@mongstradamus wrote:
If citi had domestic airline partner I think they would be better than chase. I am also down on chase I am retiring my csp next year, my dining gas travel spend will be moved over to citi premeir. Will still use my ink plus for transferring ur and getting 5x on cable and cell bill.
I will just see how everything plays out before getting too upset. I am going to do some downgrading of some cards after I return from Thailand.Citiaa,barclays aviator andedp are getting moved to no AF cards
Keep in mind with citi AA if you product change it resets the 18 month clock on the bonus for that card. I ended up keeping mine because of that and did spend to meet a retention offer. Besides The free checked back and priority boarding were worthwhile perks in case I want to take a quick flight someone. I wish some of those benefits were on the prestige though. I never got the everyday preferred, because my spend gets spread out too much to meet the requirements every month to make it worthwhile and I just got the regular amex everyday. However, if I were to go in to the garden for a prolonged period of time like a year or more I'd might consider upgrading to the preferred, but that is because I am doing an Amex MR push right now and trying to utilize that program more for flights, especially given the overlap with them and some of Citi's TY partners.
If you can make constant use of the transfer partners and are willing to put a lot of spend on CSP, it's still a great card. Having said that, I do think they need to add some extra "bonus" or something to it -- 3x on something, another 2x category, whatever. Just something to help people earn points quicker on day-to-day spending.
The First Friday nerf is really no big deal, as you are talking about an extra 1x one day out of the month on dining spend. Unless you purposely spend a lot extra on dining that day, it's not going to be significant. However, the annual 7% dividend is a slightly bigger deal, as that was something to encourage people to continue to hold on to the card.
With all the changes/nerfs, I wouldn't be surprised if they are planning to overhaul the card sooner or later.
I have about 9 months or so to see how everything plays out before the AF comes up next year. I don't want to make any hasty deccisons since I think its an lot more difficult to get chase cards with their new policy.
If things stay the way the way are , will just downgrade my CSP. I still have ink plus for UR points transfers. Will probably just move my restaurant spend over to Premeir not an huge deal. Right now i will split my restaurant spend on premeir csp and prg.