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CSP, highest % limit increase UPDATE

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gen-specific
Frequent Contributor

CSP, highest % limit increase UPDATE

hey guys, I got CSP and it has one of my lowest limits. I want to make it my main card but its annoying to have a limit this low.

 

what is the highest % limit increase you've seen on this card.

 

in contrast, with AMEX cards, the 3x CLI is a 300% increase.

 

on some VISA cards I've seen people go from 2k to 10k which is a 500% increase

 

 

let me stop beating around the bush, I want to go from a 6k limit to like 35k, I expect to be countered, then I expect to get a recon and maybe get a few extra K limit.

 

is this possible? have stranger things happened?

 

 

UPDATE:

will most likely be approved for $27.5k limit.  (denied, recon'd, counteroffered, approved... pending senior analyst signoff)

 

UPDATE UPDATE:

credit limit is now $25k online. 4.16x increase, I am very content with the outcome.

Message 1 of 33
32 REPLIES 32
jsickz32
Valued Contributor

Re: CSP, highest % limit increase

If your income supports that kind of CL and everything else in your profile looks good then i dont see why you cant ask for whatever amount you want.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 33
gen-specific
Frequent Contributor

Re: CSP, highest % limit increase


@jsickz32 wrote:
If your income supports that kind of CL and everything else in your profile looks good then i dont see why you cant ask for whatever amount you want.

great, I just haven't dealt with Chase before as an institution. Some places like capital one are not really generous. where others like Citi are super generous and just don't really seem to care about risk.

Message 3 of 33
b_seeker
Frequent Contributor

Re: CSP, highest % limit increase

How old is the account? You can ask for 35K but I would be surprised if Chase goes anywhere near that when your highest reporting is 24.9K. If your card is really new, I'd be surprised if you even get to 20K.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Message 4 of 33
CreditScholar
Valued Contributor

Re: CSP, highest % limit increase

I highly doubt you'd get anything near 35k. You'd be more likely to get something like 15k, 18-20k if you're extremely lucky.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 5 of 33
FinStar
Moderator Emeritus

Re: CSP, highest % limit increase


@CreditScholar wrote:
I highly doubt you'd get anything near 35k. You'd be more likely to get something like 15k, 18-20k if you're extremely lucky.

+1

Message 6 of 33
Anonymous
Not applicable

Re: CSP, highest % limit increase

Why the impatience? You could easily go from your 6k limit to 12k-15k in 6 months. wait another 6-9 months and get to 25k. From there, do you really need more? silly question, of course, everyone does.

 

Patience and a little bit of time will get you where you want to be.

Message 7 of 33
pkosheta
Contributor

Re: CSP, highest % limit increase

Mine went from 5k to 15k after 6 months without me even asking.one day I logged in and there was a weird vertical line in front of the 5 in my 5k limit. I didn't complain.
Age 29
AU- United+ Visa 33k, *97. GM MasterCard 15k, *95.
Individual- PenFed Plat Rew 7k, *08. Amex Blue 6.7k, *12. Hilton Amex 5.5k, *12. Chase Sapphire 15k, *12. U.S. Bank Cash+ 12.3k, *12. Barclays Priceline.com Rewards Visa 11k, *13. Citi DoubleCash (PC'd in *14) 7k, *13. Club Carlson Premier 9k, *13.
Message 8 of 33
KIPPIE12
Established Contributor

Re: CSP, highest % limit increase

Chase auto cli'd my CSP several weeks back from 8k to 12.1k out of the blue.  I am thrilled at the 50% auto cli, and couple weeks later, an auto cli on Freedom by 25%

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 9 of 33
armbenderc
Valued Contributor

Re: CSP, highest % limit increase

I want auto cli on my 6k CSP. Just opened this month. Hopefully at 4-6 month mark
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
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