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hey guys, I got CSP and it has one of my lowest limits. I want to make it my main card but its annoying to have a limit this low.
what is the highest % limit increase you've seen on this card.
in contrast, with AMEX cards, the 3x CLI is a 300% increase.
on some VISA cards I've seen people go from 2k to 10k which is a 500% increase
let me stop beating around the bush, I want to go from a 6k limit to like 35k, I expect to be countered, then I expect to get a recon and maybe get a few extra K limit.
is this possible? have stranger things happened?
UPDATE:
will most likely be approved for $27.5k limit. (denied, recon'd, counteroffered, approved... pending senior analyst signoff)
UPDATE UPDATE:
credit limit is now $25k online. 4.16x increase, I am very content with the outcome.
@jsickz32 wrote:
If your income supports that kind of CL and everything else in your profile looks good then i dont see why you cant ask for whatever amount you want.
great, I just haven't dealt with Chase before as an institution. Some places like capital one are not really generous. where others like Citi are super generous and just don't really seem to care about risk.
How old is the account? You can ask for 35K but I would be surprised if Chase goes anywhere near that when your highest reporting is 24.9K. If your card is really new, I'd be surprised if you even get to 20K.
@CreditScholar wrote:
I highly doubt you'd get anything near 35k. You'd be more likely to get something like 15k, 18-20k if you're extremely lucky.
+1
Why the impatience? You could easily go from your 6k limit to 12k-15k in 6 months. wait another 6-9 months and get to 25k. From there, do you really need more? silly question, of course, everyone does.
Patience and a little bit of time will get you where you want to be.
Chase auto cli'd my CSP several weeks back from 8k to 12.1k out of the blue. I am thrilled at the 50% auto cli, and couple weeks later, an auto cli on Freedom by 25%