CSP minimum income?

[Anonymous]

Looking into this card, so far I like it but I'm still in high school, so income is only around 20,000 a year. Wondering what the minimum is? Thanks!

[Anonymous]

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@Anonymous wrote:
Looking into this card, so far I like it but I'm still in high school, so income is only around 20,000 a year. Wondering what the minimum is? Thanks!

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@Anonymous,

How does your credit profile look like?  What are your scores?  Keep in mind the minimun limit is $5,000 when approved.  Do you have any credit cards?

[CreditCuriosity]

If you are still in highschool then you are 18 tops?  Going to probably be pretty rough unless you have an established credit history and good scores.. Income is a tad on low side, not saying it won't get you approved.. Would of loved to be making 20k while in highschool

[ksantangelo23]

Given that the minimum CL is $5,000 (as Yes Its Me mentioned), it will a require true established history of your own. And I say "true" history since Chase does not factor in authorized user accounts. Also, I dont think any lender has a "minimum income", just a maximum debt to income ratio, and maximum income to total avalible credit ratio.

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@CreditCuriousity wrote:

If you are still in highschool then you are 18 tops?  Going to probably be pretty rough unless you have an established credit history and good scores.. Income is a tad on low side, not saying it won't get you approved.. Would of loved to be making 20k while in highschool

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+1 

[chalupaman]

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@Anonymous wrote:
Looking into this card, so far I like it but I'm still in high school, so income is only around 20,000 a year. Wondering what the minimum is? Thanks!

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Depends on how much credit history you have. I think Chase AF cards are easier to get generally. I got in with them through the Southwest card at 11 months with a starting limit of $5k and don't really have that kind of huge income a lot of people here have. You're probably better off working with what you have now and getting in with Amex. Those cards have a lot of potential to really grow and help you get the higher limit cards you want later on.

And if you're in high school, wait until you're 18 and just get a student card when you're done with high school. I recommend BoA or Discover to start out with or CapOne Journey if you can't get those and work with that kind of card for 6 months to a year. Take these things nice and slow and you'll get there, I promise.

[Strogen]

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@Anonymous wrote:
Looking into this card, so far I like it but I'm still in high school, so income is only around 20,000 a year. Wondering what the minimum is? Thanks!

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Honestly, I doubt you will be approved. You've got a ways to go before you can start looking at CSP and the like. 

[-Cal-]

I was told that its $40,000.

[afinch1992]

To me the better question might be would you run enough through it to get a better return than a no AF card. 

But to answer your question, probably not unless you have a solid relationship with Chase and/or good AU account(s)

[ksantangelo23]

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@afinch1992 wrote:

To me the better question might be would you run enough through it to get a better return than a no AF card. 

But to answer your question, probably not unless you have a solid relationship with Chase and/or good AU account(s)

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Chase will not factor in any AU accounts

[Anonymous]

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@CreditCuriousity wrote:

If you are still in highschool then you are 18 tops?  Going to probably be pretty rough unless you have an established credit history and good scores.. Income is a tad on low side, not saying it won't get you approved.. Would of loved to be making 20k while in highschool

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Me too. Particularly since I was in highschool over 40 years ago.