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CSP

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JaeJae12
Frequent Contributor

CSP

Hi all I apped for the csp last month n was deny, but did get approved for the freedom for 2.8k, should I wait 6 months to apply for it again.. Since I am graduating school this month and will be working full-time instead if part time so my income will be doubled. So 6 months to establish a relationship wih chase on my freedom and higher income , would it boost my chances more?

My scores are all 750+, but it will drop for now due to recent TL, but it should bounce back in 6months.. They reason they deny me was income when I spoke to them on the phone..

What do you guys think?
My highest TL is 3.5k but hopefully my Amex 3x CLI will give me a TL of 6k

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: CSP

Just garden for 6-12 months and you will be fine
Message 2 of 8
LS2982
Mega Contributor

Re: CSP

IMO I would get a year of history on the freedom then go for it!! 




EQ FICO 548 3/3/16
Message 3 of 8
Anonymous
Not applicable

Re: CSP

Go for it now! RECON! RECON! RECON! Smiley Very Happy

Message 4 of 8
09Lexie
Moderator Emerita

Re: CSP

I'd say recon but if your cr is over 30 days old it wouldn't be worth the 2nd HP. Wait for your new income and then app. Your c would have more history too.

Good luck.
Message 5 of 8
JaeJae12
Frequent Contributor

Re: CSP

Will good usage on my freedom establish a higher chance of approval when I apply again in November? I won't be putting thousands on it cus I don't spend that much, like everyday usage( ex. Coffe, lunch etc) and pif.

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 6 of 8
Anonymous
Not applicable

Re: CSP

The more you use, and the more you pay, the higher your chances will be.
Message 7 of 8
indiolatino61
Valued Contributor

Re: CSP


@JaeJae12 wrote:
Hi all I apped for the csp last month n was deny, but did get approved for the freedom for 2.8k, should I wait 6 months to apply for it again.. Since I am graduating school this month and will be working full-time instead if part time so my income will be doubled. So 6 months to establish a relationship wih chase on my freedom and higher income , would it boost my chances more?

My scores are all 750+, but it will drop for now due to recent TL, but it should bounce back in 6months.. They reason they deny me was income when I spoke to them on the phone..

What do you guys think?
My highest TL is 3.5k but hopefully my Amex 3x CLI will give me a TL of 6k

My advice would be to have a year of perfect history with the Freedom, then you should be in good shape. Good luck.

Message 8 of 8
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