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Can I Keep the Selecting the Same Category for Each Quarter?

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Can I Keep the Selecting the Same Category for Each Quarter?

Some CCs offer 3% cash back for the selected category each quarter such as BBVA Compass ClearPoints and BoA Cash Rewards. Can I keep selecting the same category such as gas for each quarter if I tend to spend a lot in that category year-round?

Message 1 of 12
11 REPLIES 11
Established Contributor

Re: Can I Keep the Selecting the Same Category for Each Quarter?

No
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Message 2 of 12
Valued Contributor

Re: Can I Keep the Selecting the Same Category for Each Quarter?


@XtraCredit wrote:
No

Please elaborate.

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Message 3 of 12
Mega Contributor

Re: Can I Keep the Selecting the Same Category for Each Quarter?


@UpperNwGuy wrote:

@XtraCredit wrote:
No

Please elaborate.


Certainly for Cash + you can (unless they remove the category).  I would be somewhat surprised if it were different on the other cards.  If it is, when can you reselect a category?

Message 4 of 12
Moderator

Re: Can I Keep the Selecting the Same Category for Each Quarter?


@Penemonie wrote:

Some CCs offer 3% cash back for the selected category each quarter such as BBVA Compass ClearPoints and BoA Cash Rewards. Can I keep selecting the same category such as gas for each quarter if I tend to spend a lot in that category year-round?


@Penemonie, I don't have the Cash Rewards so I can't speak to that from personal experience, but I do have the BBVA/Compass ClearPoints, and you certainly can choose the same categories repeatedly quarter after quarter... I've been doing it for a year and a half now.  Smiley Happy

 

I suspect the same is true with the BoA Cash Rewards, but I'll defer to someone who has the card to elaborate.

Message 5 of 12
Established Contributor

Re: Can I Keep the Selecting the Same Category for Each Quarter?

Not only can you choose the same category with BoA Cash Rewards but if you do nothing at all your current choice remains in effect month after month until you go and change it.

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Message 6 of 12
Super Contributor

Re: Can I Keep the Selecting the Same Category for Each Quarter?

With the BOA card you can definitely select the same one each month. If you do nothing it will remain the same so in fact you don't even need to do anything.

Message 7 of 12
Community Leader
Valued Contributor

Re: Can I Keep the Selecting the Same Category for Each Quarter?

Yes you can. I do it with my US Bank Cash Plus and the BBVA Clearpoints. If you couldn’t, that would somewhat defeat the purpose of a card with rewards that you can choose. 

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Message 8 of 12
Established Member

Re: Can I Keep the Selecting the Same Category for Each Quarter?

My BOA Cash Rewards just stays on gas I’ve never had to do anything.. Barely use the card though, not much of a fan of them...
Message 9 of 12
Member

Re: Can I Keep the Selecting the Same Category for Each Quarter?

because of their customer service?

Message 10 of 12
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