Cant tell if I'm denied or not with Amex

[Anonymous]

Bit the bullet, applied online. Chose Blue Card, probably should have gone Delta or Green Charge.

Anyhow, originally I thought is said 'Could not approve you at this time' and said for reasons why online click here and had to give them permission.

Then it said check status and said nothing yet, then I got email and said 'we're processing, click here' and clicking here gets me;

"In Progress.  We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision"

So not sure if it just didn't 'get the news yet' like I did or the original message just meant 'we couldn't approve you immediatly' (though why they'd then give me the option to see what their reasons were is beyond me)...

Any thoughts?

[Anonymous]

I app'd on Sunday and got the 'We can't make an instant decision message'.

Then I got the 'thank you for applying' email that said..

Thank you for applying for the American Express^® Preferred Rewards Green Card.

We are currently processing your application.

To check the status of your application online, please go to www.americanexpress.com/myappstatus

We will contact you when we have completed the processing of your application.  Please refrain from submitting any additional applications for the American Express® Preferred Rewards Green Card as we are only able to consider your initial request.

Sincerely, American Express Customer Service Followed by the "Your Application Has Been Approved!" email 5.5 hrs later that said.. Congratulations! Your application for the American Express® Preferred Rewards Green Card has been approved.  You should receive your Card in the mail in 7-10 Days. For security purposes, your Card will arrive in a plain white business-sized envelope displaying Omaha, Nebraska as the sending address. When your Card arrives, you can activate it online or by calling us.  Please refer to the instructions on the sticker on your Card. Thank you for your continued cardmembership with American Express. Sincerely, American Express Customer Service

[Miner]

Sorry you didn't get an instant decision. From my research, I think Blue is harder to get then the Gold Card.  The Green followed by Delta are definitely the easier ones.   But at least it wasn't an instant no.  Give it some time and good luck.

Message Edited by Miner on 10-24-2008 07:13 PM

[Anonymous]

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@Miner wrote:
Sorry you didn't get an instant decision. From my research, I think Blue is harder to get then the Gold Card.  The Green followed by Delta are definitely the easier ones.   But at least it wasn't an instant no.  Give it some time and good luck.

Message Edited by Miner on 10-24-2008 07:13 PM

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That is the thing, I thought it was an instant 'No' i.e. 'Sorry we couldn't approve you at this time' thus the 'If you would like to see what influenced our decision online click here'.  But subsequent emails and the link indicate it is in progress.  Hoping against hope that I read wrong and not that their online update doesn't run in synch with their insant approvaratoromatic.

If I get declined I guess I'll wait a month and go for green or delta.  I might even call and see if it has anything to do with old card and if I can 'do anything' about it...

[Anonymous]

I just rechecked the link. Still 'in progress'. Sigh

[Anonymous]

I got the exact same thing. I tried it last night, and got "Sorry we can't approve" and today they sent an email saying it's processing. I'm betting it will be no.

[Anonymous]

Weird, TrueCredit reported Amex pulled today...

[Anonymous]

Me too!! Why would they wait? Would it take them that long to pull the report or to for the pull to show up? I thought the pull showed up instantly?

FYI... Amex pulled EX. Applied to the Delta Gold...

Message Edited by likewise on 10-26-2008 03:53 PM

[Anonymous]

Might just be the way they report.

They pulled Ex for me too, Amex Blue.

I wish I could find an Amex that pulls Eq, that is my best score and in a week or so will be spotless and in a week will be 720-750...

[heirophant]

Its the weekend.  They will not approve you until Monday.  Happened when I apped for my Green on a Friday around 11PM.  Don't worry.  You got it.