Everyone's experiences with Capitol One credit cards is a far cry from what I have experienced. Back years ago they gave me two 500 dollar limit cards. I have paid on time since 2001 where they still have a August late of 30 days that sticks to my score like a tick.
I have called them and asked for credit line increase or to combine the two 500 dollar cards into one 1000 limit card. Like I said, I have had these cards for years. No lates since 2001. They wouldn't increase or combine my cards. I have paid them off and since I have learned that closing old accounts is not good they sit, two cards with 500 dollar limits.
When I called once to ask them to please drop that 2001 late payment they told me they don't have a record of it and it will drop off at the 7 year mark. Plus I was talking to someone that it seemed they were in Madagascar or the Fiji Islands
WGP wrote:...Plus I was talking to someone that it seemed they were in Madagascar or the Fiji Islands
You can avoid the inter-continental phone nightmares by using the "backdoor" number...800-889-9939.
