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Cap 1 Upgrade Offers

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nytokyobred79
Valued Contributor

Cap 1 Upgrade Offers

Was checking the mobile site for special offers and to my surprise, there are 3 upgrade offers for my Venture Rewards card. Although I'm not looking to pc to any of the offered cards, I wanted to share with the community. 

 

Screenshot_20240329_143856_Capital One.jpg

 

Screenshot_20240329_143906_Capital One.jpg

 

 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 1 of 12
11 REPLIES 11
Blender
Established Contributor

Re: Cap 1 Upgrade Offers

I like my Savor for the 8% back on entretainment, which we use a lot. None of the other cards appeal to me and My SavorOne is the first card I reaach for. I dont see myself really ever applying for another Cap1 card, but I do see value in the VX when comparing it to the Reserve. 

10/2024


Message 2 of 12
nytokyobred79
Valued Contributor

Re: Cap 1 Upgrade Offers

@Blender I've been thinking about Savor One and if it ever somehow appeared as an upgrade offer, I might take it. But not looking to apply outright and take all those hp(s) for the card. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 3 of 12
CorpCrMgr1
Valued Contributor

Re: Cap 1 Upgrade Offers

Thank you for sharing. Unfortunately, nothing there for me. 🤔

Message 4 of 12
nytokyobred79
Valued Contributor

Re: Cap 1 Upgrade Offers


@CorpCrMgr1 wrote:

Thank you for sharing. Unfortunately, nothing there for me. 🤔


@CorpCrMgr1 Hope you get some decent offers soon. I'm not sure if this has had any influence but I have spent about 700 dollars on some travel, dining and hotel expenses the past month. And PIF right away. Prior to that, I had typically only spent around 50-60 bucks a month on some recurring subscriptions in the prior 6-8 months. Other than that, my scores have been pretty stable and some inquiries reached the 1 year point. Have had the card for about 1.8 years. 

 

PS- I did call asking about potential upgrade to Savor One about a month ago but the CSR wasn't much help and ended the call quickly. I did give them a low score on one of their surveys and then got a call from a senior CSR about the feedback. I highly doubt my feedback yielded the offers 🤔

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 5 of 12
CorpCrMgr1
Valued Contributor

Re: Cap 1 Upgrade Offers

@nytokyobred79  Thank you for your input. Glad CSR responded to your survey. That is a rarity today.

Message 6 of 12
nytokyobred79
Valued Contributor

Re: Cap 1 Upgrade Offers

@CorpCrMgr1 100% agree. I was surprised but happy they took the time to call. As to the upgrade offers, it's Cap1 so who knows what their algorithms decide these days, right 😅 ? 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 7 of 12
Zoostation1
Valued Contributor

Re: Cap 1 Upgrade Offers

@nytokyobred79  Unfortunately you almost surely won't see a SavorOne PC offer as it was never available as a Visa.  Capital One normally does not let you PC from a Visa to MC and vice versa.  With Venture being a Visa Signature you're options would be limited to VX (Visa Infinite), QS (currently issued as MC for new applications, but has been issued as Visa previously and still in service so can PC to QS as a Visa), or VentureOne (same situation as quicksilver with it not being issued as MC for new applications but since Visa versions were previously issued and in service).  SavorOne PCs have all come from cards that were already MC.

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Message 8 of 12
nytokyobred79
Valued Contributor

Re: Cap 1 Upgrade Offers

@Zoostation1 Thank you for pointing that out. I didn't realize that Savor One's are exclusively MC. I guess I'll resign myself to having to app outright if I really want the Savor One. Appreciate the details 😊

I'll be in the garden until next February so I may consider the Savor One although my bigger priority is likely an Altitude Reserve once I reach 0/12 for new accts. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 12
Wavester64
Valued Contributor

Re: Cap 1 Upgrade Offers

Hi @Blender Smiley Happy

 

>>I like my Savor for the 8% back on entretainment, which we use a lot.

 

Curious - what have you used it on that has fallen under the 8% for Entertainment?

 

I am assuming movies, maybe concerts, what else?






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Message 10 of 12
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