Cap 1 Venture AF credit

red259 · ‎05-22-2017

My AF it on my venture card. Anyone get an AF credit recently? This is my oldest card, but im not going to pay the AF. What would be a good PC option if it comes to that?

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

newhis · ‎05-22-2017

I didn't want to pay the AF so I just PC to QS

UncleB · ‎05-23-2017

@newhis wrote:
I didn't want to pay the AF so I just PC to QS

+1

When my year is up this is what I plan on doing as well if I don't merge the card with one of my older ones.

Loquat · ‎05-23-2017

I just had my annual fee waived...actually it's been waived the the past 3 years that I've had the card. I do put a lot of spend through it so maybe that helps. Chat never wants to do it so I always have to call in.

MrDisco99 · ‎05-23-2017

If you PC to QS do you have to use all your miles first, or do you get to keep them?

Amex Hilton Surpass $20,000 prime+17.49%

Amex Blue Business Plus $30,000 prime+12.99%

Amex Blue Business Cash $10,000 prime+17.99%

BofA Customized Cash VSig $20,000 prime+12.99%

BofA Unlimited Cash VSig $20,000 prime+12.99%

Barclays Wyndham Earner VSig $22,800 prime+11.99%

Cap1 Quicksilver WEMC $10,000 prime+14.74%

Chase Freedom Unlimited VSig $20,400 prime+17.74%

Chase Freedom Flex WEMC $10,000 prime+17.49%

Chase Sapphire Reserve VInf $10,000 prime+12.74%

Chase Amazon Prime VSig $10,000 prime+17.74%

Chase Ink Unlimited VSig $9,800 prime+9.99%

Chase Ink Preferred VSig $6,000 prime+12.74%

Citi DoubleCash WEMC $10,000 prime+16.24%

Citi Custom Cash WEMC $11,200 prime+12.74%

GoldmanSachs Apple MC $2,700 prime+12.74%

Renasant (Elan) Max Cash Preferred VSig $25,000 prime+11.24%

Renasant (Elan) Everyday Rewards+ VSig $4,000 prime+11.24%

Synchrony Verizon VSig $15,000 prime+18.49%

Loquat · ‎05-23-2017

@MrDisco99 wrote:
If you PC to QS do you have to use all your miles first, or do you get to keep them?

Not at all...it'll change over automatically.

MrDisco99 · ‎05-23-2017

@Loquat wrote:
@MrDisco99 wrote:
If you PC to QS do you have to use all your miles first, or do you get to keep them?
Not at all...it'll change over automatically.

So they convert your miles to QS cash? That's pretty sweet if that's true!

newhis · ‎05-23-2017

@MrDisco99 wrote:

So they convert your miles to QS cash? That's pretty sweet if that's true!

Yes, they do that. I had 153 rewards points left and now I have $1.53.

Dalmus · ‎05-23-2017

@newhis wrote:
@MrDisco99 wrote:

So they convert your miles to QS cash? That's pretty sweet if that's true!
Yes, they do that. I had 153 rewards points left and now I have $1.53.

Interesting loophole! Venture miles translate to 2 miles per $.01 if you redeem as cash while still a Venture.

Current FICO 8 Scores: EQ: 831| TU: 818 | EX: 809

red259 · ‎05-23-2017

@Dalmus wrote:
@newhis wrote:
@MrDisco99 wrote:

So they convert your miles to QS cash? That's pretty sweet if that's true!
Yes, they do that. I had 153 rewards points left and now I have $1.53.
Interesting loophole! Venture miles translate to 2 miles per $.01 if you redeem as cash while still a Venture.

unless redeeming for travel. in which case its 1 to .01

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019