Cap 1 Venture card AF

red259 · ‎05-17-2016

Normally I get the AF waived when dealing with the EO re: a CLI. The AF just posted to my account and I was wondering what the best method is at this point. Can I call in to get a statement credit or is EO the best route? I'm carrying a BT on a 0% APR so the card has seen some use due to the BT. Have had the card for the past three years and it is my first card. If they don't waive the AF I'll look to PC it to QS and throw it in SD.

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

Anonymous · ‎05-17-2016

I don't know if it would work this way for venture, but I called to look into offers on my QS1 and made a small remark about the AF and they instantly offered to waive it.

red259 · ‎05-19-2016

@Anonymous wrote:
I don't know if it would work this way for venture, but I called to look into offers on my QS1 and made a small remark about the AF and they instantly offered to waive it.

I'll give them a call and see what is possible. If they say no I will look into alternatives.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

red259 · ‎05-19-2016

Called in and got an AF waiver. Was rather painless. The account has been open for about three years and has seen use. No late payments etc.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

galahad15 · ‎05-19-2016

@red259 wrote:
Called in and got an AF waiver. Was rather painless. The account has been open for about three years and has seen use. No late payments etc.

Congrats!