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Cap One Platinum Upgrade to QS

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torry590
Regular Contributor

Cap One Platinum Upgrade to QS

Yes! I checked my eligibility on my measly cap one $300 starter platinum that they early CLI'd to $400. I am a little past the 91 day mark, and they offered me the  Regular Quicksilver no annual fee 1.5% cash back.

 

Same terms as my Platinum. Accepted of course. New card comes in the mail 7-10 business days. I can continue to use my old one in the meantime. 

 

I must be doing something right. 🤔

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 1 of 12
11 REPLIES 11
AllZero
Mega Contributor

Re: Cap One Platinum Upgrade to QS

Congratulations on your CLI and product upgrade!

Message 2 of 12
babygirl1256
Senior Contributor

Re: Cap One Platinum Upgrade to QS

Congrats on your CLI and product upgrade.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 12
Golf-and-Credit
Regular Contributor

Re: Cap One Platinum Upgrade to QS

Congrats on the upgrade and CLI!!!!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 4 of 12
Total80sKid
Senior Contributor

Re: Cap One Platinum Upgrade to QS

Congrats on your CLI and product upgrade! 👍🏼

Message 5 of 12
Iusedtolurk
Established Contributor

Re: Cap One Platinum Upgrade to QS


@torry590 wrote:

Yes! I checked my eligibility on my measly cap one $300 starter platinum that they early CLI'd to $400. I am a little past the 91 day mark, and they offered me the  Regular Quicksilver no annual fee 1.5% cash back.

 

Same terms as my Platinum. Accepted of course. New card comes in the mail 7-10 business days. I can continue to use my old one in the meantime. 

 

I must be doing something right. 🤔


Yes,  You must be doing something right and that is catching them at the right time CONGRATS!

Message 6 of 12
M_Smart007
Legendary Contributor

Re: Cap One Platinum Upgrade to QS

Congratulations on your CLI !

Message 7 of 12
Anonymous
Not applicable

Re: Cap One Platinum Upgrade to QS

Congrats! My Secured cap1 just upgraded to a Platium - but I already have a Platinum with them. Glad to know it can improve from there! 

Message 8 of 12
CreditAggie
Community Leader
Super Contributor

Re: Cap One Platinum Upgrade to QS

Congratulations on your Capital One CLI and product upgrade!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 12
torry590
Regular Contributor

Re: Cap One Platinum Upgrade to QS

I have a cap one secured I'm waiting on to graduate. Had it for over a year. Wonder if it ever will. 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 10 of 12
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