Cap One SPing WAY MORE THAN NORMAL

[Anonymous]

Hey All,

I check my softpulls often on EX and have noticed that Cap One has been softpulling me pretty often. I am wondering is it due to the new Venture approval. I was SP'ed on 12-19-15. 1-17-15, 2-06 and 2-07-15 (approved for Venture on the 6th) and then again on 2-23-15. I have only put about $500 on the card (10K limit) . Another odd thing is that these softpulls are different than normal.. the name comes up under CAP ONE instead of Capital One. Has anyone experienced this?

I hope this isn't the start of something new....

[kdm31091]

I haven't seen them doing it any more often than normal for me.

It's a SP, it's not hurting you. It is likely they are simply keeping an eye on things since they just issued you $10k in credit. Wouldn't worry about it.

[Anonymous]

Hi, I just recently signed up with Experian, but I can't find where they show SP's.  Is there a particular menu to see SP's?

[Anonymous]

How does one check soft pulls without ponying up money each time?

[Anonymous]

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@kdm31091 wrote:

I haven't seen them doing it any more often than normal for me.

It's a SP, it's not hurting you. It is likely they are simply keeping an eye on things since they just issued you $10k in credit. Wouldn't worry about it.

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Thanks! I accidently let all my cards report to $0... so they shouldnt see anything bad!

[Anonymous]

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@Anonymous wrote:

Hi, I just recently signed up with Experian, but I can't find where they show SP's.  Is there a particular menu to see SP's?

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I am not sure that you can see any SP's from the Experian monitoring. I believe it is done by a 3rd party. You will have to go to their own dispute process:

http://www.experian.com/disputes/main.html

Hope this helps!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

How does one check soft pulls without ponying up money each time?

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If you have an old report number from EX.. you can go through their dispute process online and look at your report. I just do not dispute anything and exit out. 

http://www.experian.com/disputes/main.html

Hope this helps!!!!

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Thanks! That worked. It looks like Cap One has been soft pulling the hell out of me too! 

02/21/2015;
02/19/2015;
02/17/2015;
02/13/2015;
02/12/2015;
02/10/2015;
02/08/2015;
01/08/2015

[CreditCuriosity]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

How does one check soft pulls without ponying up money each time?

---

If you have an old report number from EX.. you can go through their dispute process online and look at your report. I just do not dispute anything and exit out. 

http://www.experian.com/disputes/main.html

Hope this helps!!!!

---

Thanks! That worked. It looks like Cap One has been soft pulling the hell out of me too! 

02/21/2015;
02/19/2015;
02/17/2015;
02/13/2015;
02/12/2015;
02/10/2015;
02/08/2015;
01/08/2015

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lol wow... that is alot of softing by any creditor standards especially Cap1 lol.  Sure you haven't been checking the pre-qual site those days?  I had about a month of soft's from chase when I was using there pre-qual site on my TU, but those were explained easily when I thought about it, sinve have stopped.

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

How does one check soft pulls without ponying up money each time?

---

If you have an old report number from EX.. you can go through their dispute process online and look at your report. I just do not dispute anything and exit out. 

http://www.experian.com/disputes/main.html

Hope this helps!!!!

---

Thanks! That worked. It looks like Cap One has been soft pulling the hell out of me too! 

02/21/2015;
02/19/2015;
02/17/2015;
02/13/2015;
02/12/2015;
02/10/2015;
02/08/2015;
01/08/2015

---

lol wow... that is alot of softing by any creditor standards especially Cap1 lol.  Sure you haven't been checking the pre-qual site those days?  I had about a month of soft's from chase when I was using there pre-qual site on my TU, but those were explained easily when I thought about it, sinve have stopped.

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I know my dates are not the dates that I would check Cap One pre-qual..... The last one was just on Monday... and like I said... the name comes up different... it stats CAP ONE instead of Capital One like normal..... Just weird......

[Anonymous]

Geez, check out Discover!  Looks like they wanted me bad! They stopped when I apped and got approved. 

08/29/2014;
08/22/2014;
08/15/2014;
08/08/2014;
08/01/2014;
07/25/2014;
07/18/2014;
07/11/2014;
07/03/2014;
06/26/2014;
06/20/2014;
06/13/2014;
06/06/2014;
05/30/2014;
05/22/2014