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My boyfriend is getting pre-approval letters from Cap One. He read somewhere else that they do SP. I figured they'd do their typical 3 HP's on the application even though you got an offer. Does anyone know?
Yes, if you apply they will still have to do HPs. It's only the pre-approvals themselves that are soft.
OK thanks, I thought I had read that. I told him to wait for something better. He's got a thin file so not sure where to start. I'm thinking Walmart.
Walmart would be a good choice so he can track his progress with the free FICOs.
My thoughts exactly! I added him to 2 of mine (Cap & USAA), we'll see what that does for starters, if anything.
Cap one pulls all three
@OptimalCS wrote:Cap one pulls all three
+1