Cap one closed

[Jnbmom]

Well it seems to continue for DH. First synch and comenity closed a few accounts now it's cap one's turn.

This was his cap one MasterCard  10K formally the synch Walmart card. In all honestly though he hadn't used it since the conversion , so I am not too surprised at all, but I do think lenders are getting a little nervous as well.

I still have mine so I can either use it or expect the same fate . Decisions, decisions 😂😂😂

[simplynoir]

If this was just his CapOne Walmart card I would be inclined to agree on them closing the card due to non-use but you mentioned two other lenders cutting ties with him as well. Is there anything in his profile that would be a cause for concern?

[Jnbmom]

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@simplynoir wrote:

If this was just his CapOne Walmart card I would be inclined to agree on them closing the card due to non-use but you mentioned two other lenders cutting ties with him as well. Is there anything in his profile that would be a cause for concern?

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Nope nothing has changed . Scores are even a bit higher now. Nope synch closed for non use over 12 months same with overstock .

No negatives have been added, no lates and utilization still under 6%, literally nothing has changed nothing.

[CreditCuriosity]

happened to someone else today or yesterday as well with same card

[Jnbmom]

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@CreditCuriosity wrote:

happened to someone else today or yesterday as well with same card

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Thanks . Honestly with lack of use it doesn't surprise me and I really think lenders are tightening up with the circumstances.

[Aim_High]

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@Jnbmom wrote:

Well it seems to continue for DH. First synch and comenity closed a few accounts now it's cap one's turn.

This was his cap one MasterCard  10K formally the synch Walmart card. In all honestly though he hadn't used it since the conversion , so I am not too surprised at all, but I do think lenders are getting a little nervous as well.

I still have mine so I can either use it or expect the same fate . Decisions, decisions 😂😂😂

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Sorry for DH!  Yes, I think many lenders are cutting back or tightening up in different ways.

Always good to think about your accounts as "use them or lose them" even though some lenders are quicker to act than others.  I have cards I haven't used in a couple of years that are still open, but I have banking accounts with those lenders also. 

[JR_TX]

Dang! Sorry to hear @Jnbmom 

Actually spent a good portion of the day thinking of what to buy from walmart.com just for the spend as I'm on the same boat! Haven't used it even way before the transfer!!

[M_Smart007]

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@Jnbmom wrote:

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@CreditCuriosity wrote:

happened to someone else today or yesterday as well with same card

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Thanks . Honestly with lack of use it doesn't surprise me and I really think lenders are tightening up with the circumstances.

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@Jnbmom, I believe you are 100% dead on!

[AllZero]

That is unfortunate.

It appears you and DH are doing great credit wise. You're able to shrug off tradelines that aren't that useful to you. Onto the next approval and sign up bonus! 😃

[AverageJoesCredit]

Sorry Mom. I think its time to list every card DH isnt using or hasnt for extended period of time and you guys can place wagers on next up.  Im too worried about life to care if a cc closes on me.