Cap one you are out of here

[Anonymous]

EQ 606
EX 622
TU 637

[Gmood1]

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@Anonymous wrote:
EQ 606
EX 622
TU 637

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I'd wait until you were at least 670 and up to be safe. I assume you have a couple of baddies holding your scores down? They need to age longer. Do you have at least 3 revolving tradelines and one installment TL? 

[Guyatthebeach]

I was going to close one of  my Capital One cards. When I called in, I found out I was able to combine all off of my cards, so I did.  It's one of the hight credit lines I have. I used once a month and that's basically it.

I don't have a bad thing to say about them. I burned them for 5k in my bankruptcy and they gave me 3 cards over the last 5 years with decent credit lines.

Guyatthe beach

[Jnbmom]

Thats great

They didn't even attempt to combine mine, but it's okay. I am glad ot worked well for you

[Anonymous]

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@Gmood1 wrote:

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@Anonymous wrote:
EQ 606
EX 622
TU 637

---

I'd wait until you were at least 670 and up to be safe. I assume you have a couple of baddies holding your scores down? They need to age longer. Do you have at least 3 revolving tradelines and one installment TL? 

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I concur, you will be declined for Venture with those current scores. 

[oldman425]

My CapOne is one of my longest lines of credit, because of that I won't close it.  I only use it for around $70 worth of monthly subscriptions that get paid in full every month.

[Anonymous]

Yes. I have a few baddies that I'm trying to fix right now (2 collections and a charge off which is already paid and has been updated to current status). I only have 2 revolving accounts (Cap 1 and NFCU). I have a car loan (100 % on time payments) and student loans (100% on time payments).

[Anonymous]

Ok I will wait.

[Anonymous]

I forgot to add that I just became a AU on one of my dad's cc but it hasn't reported to the CB yet.

[Gmood1]

I gotcha, depending on how old his card is and how old your AAOA is currently. You could see a nice score boost!