This is the 2nd time Cap 1 has sent this offer for my Venture Rewards. I got it the first time around October 24' with a Dec 31st expiry, then they reset the expiry to Feb 16th by resending the offer in November. They're definitely getting in on the pre & post holiday spending sprees.That 4% fee is a bit...I'm gonna wait to see if Chase or BoA has something better as I'll go from 5/24 to 3/24 and 0 scorable inquiries on EX in February 

I've had this card for just about 2.6 years and just use it for subscriptions for the most part. This was my first time getting a BT offer from them. Not sure if it coincides with my gardening and inquiries falling off/ scorable inquiries reaching 0 on EQ since they SP EQ.
Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,800 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K