cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1 Late Statements

tag
AtlantaWill30339
New Contributor

Cap1 Late Statements

I have quite a few (5) Cap1 cards (hey, they helped rebuild post bk!)...I've noticed for the past few months the statements have been closing 2-7 days later than normal. Is anyone else having the same issue with them?

Message 1 of 13
12 REPLIES 12
j_casteel
Valued Contributor

Re: Cap1 Late Statements


@AtlantaWill30339 wrote:

I have quite a few (5) Cap1 cards (hey, they helped rebuild post bk!)...I've noticed for the past few months the statements have been closing 2-7 days later than normal. Is anyone else having the same issue with them?


I don't think mine was later than usual....how/why would anyone get 5 Cap1 cards? I think the max is 2 isn't it?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 13
Sparkz1920
Frequent Contributor

Re: Cap1 Late Statements

I got 3 cards

 

 

and no, my statements have closed the same. One due on the 27th and it closes on the 2nd or 3rd and one due on the 2nd and it closes on like the 5th

 

the other is due on the 15th and it closes on the 18th i think

 

 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 3 of 13
AtlantaWill30339
New Contributor

Re: Cap1 Late Statements

The max is 2 regular Cap1 cards. I also have one of their Sparks Business cards and 2 of their co-branded cards (Kohls and Best Buy).

Message 4 of 13
aussiesareforever
Established Contributor

Re: Cap1 Late Statements

My statement closing date has also been off. Actually they did not generate a statement for me at all in November but hopefully I will get a statement this month.

 

I am another person who is grateful for Capital One helping with my recovery post BK!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 5 of 13
AtlantaWill30339
New Contributor

Re: Cap1 Late Statements

Finally! I'm glad I'm not the only one that's having this issue.

Message 6 of 13
MarcinXP
Frequent Contributor

Re: Cap1 Late Statements

For me I haven't noticed an issue with closing of statements as it still takes about 3 days after due date, however for both my cards I noticed this month the due date moved by 1 day. Instead of 20th its 21st and instead of 16th its 17th. It was always consistent. I thought new regulation took care of days being moved.

NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Message 7 of 13
Sparkz1920
Frequent Contributor

Re: Cap1 Late Statements

Hmmmmm I wonder what's going on with them

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 8 of 13
atarvuzdar
Established Contributor

Re: Cap1 Late Statements

I had this issue back in September, they posted late and even moved my due dates back a few days. Since then they've posted the statements later than they used to based on the new due date, but still within the regulatory 21 days--just barely.

FICO 8: EQ 846 / TU 836 / EX 832
AMEX Platinum / BofA Cash Rewards Visa Sig $99,900 / Chase CSR $43,400 / Citi Double Cash $39,600 / AMEX EveryDay $30,000 / Discover It $26,000 / Gemini $25,000 / JetBlue $25,000 / Chase Freedom Unlimited $22,500
Message 9 of 13
AtlantaWill30339
New Contributor

Re: Cap1 Late Statements

My statements usually cut 3-4 days after the due date, but this month 2 of the cards are currently 9 days past the due date and still nothing. I noticed last month 2 other of my Cap1 cards were late closing, but only by an extra 2 or 3 days.

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.