@wacdenney wrote:There's really no way to know how Cap1 is going to treat anyone that I've seen. Nothing they do seems to make any sense. A few people they treat golden, but the vast majority end up beating their heads against the wall and there doesn't seem to be any logical method behind who they decide to treat good. Search the forum for Cap1 and look at the threads you find. Compare the number of "hater" threads directed at Cap1 to those directed at other lenders. You will find more people hating on Cap1 than any other lender, even First Premier. Thats not a coincidence, there's a reason.
You may get lucky and end up being one of the chosen few. You never know...
Lol I know I am the choosen few that don't go form the 300 CL to 3k-4k cl in "credit steps" as I have been with them much longer and the make no sense... hell a 610 EQ lets boost them to 4k! 665 eq, meh they are a sucker and been with us forever and we know it is there longest account, bend up buddy and take it 
... Anyways, it is all fun an games as Cap1 is primarily a sub-prime lender with some exceptions and I take it for what it is worth and they have built my credit and for the I am grateful, but they still make absolutely NO SENSE. the scores, where the heck do they come from? A lottery pick at random? Anyways I know them all to well and they make no sense what so ever! Anyways /rant over and at least the AF is waived forever so I will use it once every few months to keep it alive and as my longest CC and that be that.
@CreditCuriousity wrote:
@wacdenney wrote:There's really no way to know how Cap1 is going to treat anyone that I've seen. Nothing they do seems to make any sense. A few people they treat golden, but the vast majority end up beating their heads against the wall and there doesn't seem to be any logical method behind who they decide to treat good. Search the forum for Cap1 and look at the threads you find. Compare the number of "hater" threads directed at Cap1 to those directed at other lenders. You will find more people hating on Cap1 than any other lender, even First Premier. Thats not a coincidence, there's a reason.
You may get lucky and end up being one of the chosen few. You never know...
Lol I know I am the choosen few that don't go form the 300 CL to 3k-4k cl in "credit steps" as I have been with them much longer and the make no sense... hell a 610 EQ lets boost them to 4k! 665 eq, meh they are a sucker and been with us forever and we know it is there longest account, bend up buddy and take it
What is the current APR on that newly PC'd Venture One card? Terms and conditions should remain the same with the exception of the A/F being no longer applicable.
@FinStar wrote:
@CreditCuriousity wrote:
@wacdenney wrote:There's really no way to know how Cap1 is going to treat anyone that I've seen. Nothing they do seems to make any sense. A few people they treat golden, but the vast majority end up beating their heads against the wall and there doesn't seem to be any logical method behind who they decide to treat good. Search the forum for Cap1 and look at the threads you find. Compare the number of "hater" threads directed at Cap1 to those directed at other lenders. You will find more people hating on Cap1 than any other lender, even First Premier. Thats not a coincidence, there's a reason.
You may get lucky and end up being one of the chosen few. You never know...
Lol I know I am the choosen few that don't go form the 300 CL to 3k-4k cl in "credit steps" as I have been with them much longer and the make no sense... hell a 610 EQ lets boost them to 4k! 665 eq, meh they are a sucker and been with us forever and we know it is there longest account, bend up buddy and take it
What is the current APR on that newly PC'd Venture One card? Terms and conditions should remain the same with the exception of the A/F being no longer applicable.
I would assume since it was pc'ed it would inherit my 12.15% APR. Pure assumption, believe that didnt change just the reward structure and hopefully I was bucketed.