Cap1 Secured has been finally Unsecured!!

Brooklyn2018 · ‎02-14-2023

Hope Everyone is well😊

After 4 yrs 2 mos my Cap1 Secured Platinum Card has been Unsecured and $99 refunded(as a statement credit🤷‍♂️)

Now hoping, in time, I can upgrade to the QS Card. I'll be checking the upgrade page often.

I❤️NY

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge

>

I❤️NY

CreditAggie · ‎02-14-2023

Congratulations on your Cap1 graduation!

Did you receive a CLI with your graduation?

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

OniStringer · ‎02-14-2023

Congrats! I remember seeing my random high negative balance wondering what happened. Such a great feeling!

Brooklyn2018 · ‎02-14-2023

@CreditAggie wrote:
Congratulations on your Cap1 graduation!

Did you receive a CLI with your graduation?

@CreditAggie Thanks! 😊

Negative on CLI. I'm excited that it finally unsecured. I definitely look forward to a chance, hopefully, in time, to upgrade to th QS...time will tell🤷‍♂️

I❤️NY

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge

>

I❤️NY

CreditAggie · ‎02-14-2023

@Brooklyn2018 wrote:
@CreditAggie wrote:
Congratulations on your Cap1 graduation!

Did you receive a CLI with your graduation?
@CreditAggie Thanks! 😊

Negative on CLI. I'm excited that it finally unsecured. I definitely look forward to a chance, hopefully, in time, to upgrade to th QS...time will tell🤷‍♂️

I❤️NY

Thank you for the update! I will request this be moved to Credit Cards since no new credit was issued as a result of the graduation.

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

GZG · ‎02-14-2023

Congrats on the Graduation!

Starting FICO 8:

Current FICO 8:

nytokyobred79 · ‎02-14-2023

Congrats on the graduation. Hope that a cli will come your way soon 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

FireMedic1 · ‎02-15-2023

Congrats. Thats 2 in a week. Hmmmm

BK Free Aug25

JoeRockhead · ‎02-15-2023

Congratulations on your graduation!

Anonymalous · ‎02-15-2023

@Brooklyn2018 wrote:

Now hoping, in time, I can upgrade to the QS Card. I'll be checking the upgrade page often.

Congrats! Mine was always unsecured, but I was able to PC my Platinum to a Quicksilver within 6 months of getting the card. Though the upgrade never showed up in the offers page on the app/web interface, I had to go to my card page, and type /productupgrade after the = in the url).