cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1 Secured

tag
gymbo731
Regular Contributor

Cap1 Secured

Does anyone know if the Cap1 secured card is automatically in the credit steps program? I would like to make a deposit of $300 and get the card, but it would be nice if they gave increses for the secured.

 

Also - the secured card has an annual fee, does this card grow with you??

 

THANKS!


Starting Score: 640
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 1 of 3
2 REPLIES 2
Wolf3
Senior Contributor

Re: Cap1 Secured

They don't mention the steps program,  but the website says you are elgible for periodic unsecured increases as you go.

 

I just go my approval in the mail today, so I will see.

Message 2 of 3
BungalowMo
Senior Contributor

Re: Cap1 Secured

If I were you....I'd just call them & ask how all this works.

 

It seems like I recall reading that the secured card is what it is...it does not grow with you.  I believe the credit steps card is a low limit, unsecured card to start with, then as you show responsibility, they increase your limits.

 

**Please, anyone with other or concurring info...Chime IN!!! Smiley Tongue

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.