Does anyone know if the Cap1 secured card is automatically in the credit steps program? I would like to make a deposit of $300 and get the card, but it would be nice if they gave increses for the secured.
Also - the secured card has an annual fee, does this card grow with you??
They don't mention the steps program, but the website says you are elgible for periodic unsecured increases as you go.
I just go my approval in the mail today, so I will see.
If I were you....I'd just call them & ask how all this works.
It seems like I recall reading that the secured card is what it is...it does not grow with you. I believe the credit steps card is a low limit, unsecured card to start with, then as you show responsibility, they increase your limits.
**Please, anyone with other or concurring info...Chime IN!!!