CapOne Approval!

[2NE1]

So excited! haha, I just got approved for the CapOne Platinum! $500 CL. (my first CC again since my other older ones were closed)

Since there was a HP on this (I'm assuming) should I apply to the No Hassle Cash Rewards one as well? would that inquire another HP?

[namvet]

You just got a HP on all 3 bureaus.  I think i would wait before apping again for another card.

[2NE1]

hmmm... I read before that if I already have had a HP you can apply for other cards under the same Creditor... so you're saying if I apply again I will get ANOTHER HP inq?

[namvet]

With Cap One i would have to yes to another round of HP's.  Other creditors may have different policies about credit pulls.

[LS2982]

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@2NE1 wrote:

hmmm... I read before that if I already have had a HP you can apply for other cards under the same Creditor... so you're saying if I apply again I will get ANOTHER HP inq?

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Don't do it. Your already 3 in the hole on INQ's and odds are they will decline you based on applying too soon after a CapOne approval (60 days)

[CS800]

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@LS2982 wrote:

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@2NE1 wrote:

hmmm... I read before that if I already have had a HP you can apply for other cards under the same Creditor... so you're saying if I apply again I will get ANOTHER HP inq?

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Don't do it. Your already 3 in the hole on INQ's and odds are they will decline you based on applying too soon after a CapOne approval (60 days)

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+1

[chan85]

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@LS2982 wrote:

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@2NE1 wrote:

hmmm... I read before that if I already have had a HP you can apply for other cards under the same Creditor... so you're saying if I apply again I will get ANOTHER HP inq?

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Don't do it. Your already 3 in the hole on INQ's and odds are they will decline you based on applying too soon after a CapOne approval (60 days)

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I have applied for another card in that 60 day period (they kept sending me offers!) and they immediately said no because i already had an active application and I think it didn't even try to pull my credit again, it was an auto decline....

[LS2982]

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@chan85 wrote:

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@LS2982 wrote:

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@2NE1 wrote:

hmmm... I read before that if I already have had a HP you can apply for other cards under the same Creditor... so you're saying if I apply again I will get ANOTHER HP inq?

---

Don't do it. Your already 3 in the hole on INQ's and odds are they will decline you based on applying too soon after a CapOne approval (60 days)

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I have applied for another card in that 60 day period (they kept sending me offers!) and they immediately said no because i already had an active application and I think it didn't even try to pull my credit again, it was an auto decline....

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It probably will be an auto decline but I wouldn't be surpised if one fell though the cracks

[Anonymous]

Congrats on beginning resuming your credit card journey