CapOne SAVOR PC?

[MoneyBurns]

Yeah. I'm guessing that's why they don't PC for Savor and Savor One cards because it's perhaps some oddity in their system because of how everything panned out.

[blindambition]

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@Anonymous wrote:

PCs to Savor cards haven't been available since they relaunched the cards a few years ago and Capital One hasn't offered permanent APR reductions in quite some time. 

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+1

They only offer promo APR reductions. Usually lasting 7 months.

I haven't had APR over 11% in a long time. Promo ends and I have a new one a week later. Almost as good as permanent.

[Shooting-For-800]

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@CYBERSAM wrote:

Has anyone was able to PC to Savor yet? Ever?

I called Cap1 to PC my QuickSilver and was told Savor is too new of a card for PC from any other card!

Its been around for couple of years so not sure why is this a big deal.

Also has anyone had any luck reducing their existing APR reduced by Cap1? Ever?

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I PC’d from QS MC to Savor WEMC before SavorOne was introduced.

I was also grandfathered in with no AF.

[Anonymous]

I got my APR reduced on my Venture on Friday after holding for over an hour.

The previous APR was 24.99%. The request gave a 20.9% for 7 months. I asked for a permanent one (explaining that my low limit and high APR is the reason I don't use the card). She said that Cap1 doesn't offer permanent APR for first time request and I should try again after the APR goes back to 24.99%.

[Shooting-For-800]

CapOne is odd when it comes to APR.

My Venture APR is only 12.99% but my Savor and QS are like 26.99%.

I guess it all depends on credit strength when the account was opened.

[CYBERSAM]

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@Shooting-For-800 wrote:

CapOne is odd when it comes to APR.

My Venture APR is only 12.99% but my Savor and QS are like 26.99%.

I guess it all depends on credit strength when the account was opened.

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Same here, Venture APR is lower than QS even tho it was PCed 3 times... CapOne for you!

Look like I missed the small window to PC to SAVOR

[soxfaininfl]

I'm actually being offered a PC from my  current Savor One to a Quicksilver. I'm not interested. I have a Venture One that I would actually PC to a QS, but haven't gotten that offer yet. I did product change my QS1 to the Venture One back back in December of 2019, and I regret it. 

[Shooting-For-800]

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@CYBERSAM wrote:

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@Shooting-For-800 wrote:

CapOne is odd when it comes to APR.

My Venture APR is only 12.99% but my Savor and QS are like 26.99%.

I guess it all depends on credit strength when the account was opened.

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Same here, Venture APR is lower than QS even tho it was PCed 3 times... CapOne for you!

Look like I missed the small window to PC to SAVOR

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Yea, I actually have had a bunch of CLIs and PCs and even 2 grandfathers.

I only pay $59 AF for Venture and $0 AF for Savor.

They have been berry berry good to me.

[NoMoreE46]

Was very fortunate to PC my QS to the Savor back in May 2018 no AF...