Capital One - CL Redistribution

[Eyepinpools]

I tried searching but couldn't find anything specific to CapOne...

Before realiIng they are the worst I've ended up with two quicksilver cards after my first card was offered a PC to QS. Both have small CLs (3k and 1.5k). I have 3 other cards with BOA (7k CL each). 

I'm thinking about closing one of the quick silvers. Does anyone know where if they will do a redistribution prior to closing? The 1.5k is the older card so I would prefer to move as much of the 3k limit to that one if possible. 

Thanks y'all

[Anonymous]

They will not unfortunately. No more account combinations with them.

[Eyepinpools]

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@Anonymous wrote:

They will not unfortunately. No more account combinations with them.

Ok. I wish I found MF about 6mo ago before my app spree in January. My second cap one would most certainly be an Amex 

[Anonymous]

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@Eyepinpools wrote:

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@Anonymous wrote:

They will not unfortunately. No more account combinations with them.

Ok. I wish I found MF about 6mo ago before my app spree in January. My second cap one would most certainly be an Amex 

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You'll end up amassing even more credit just hanging around here anyway. When I joined here, I only had 3 cards... As you can see, I have added a bunch since I joined 9/2018 and that's not even counting the 6 Synchrony accounts I had (I just closed my last one today), the closed AMEX, 3 Capital One cards, Ollo card, and Discover card. 

[Eyepinpools]

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@Anonymous wrote:

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@Eyepinpools wrote:

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@Anonymous wrote:

They will not unfortunately. No more account combinations with them.

Ok. I wish I found MF about 6mo ago before my app spree in January. My second cap one would most certainly be an Amex 

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You'll end up amassing even more credit just hanging around here anyway. When I joined here, I only had 3 cards... As you can see, I have added a bunch since I joined 9/2018 and that's not even counting the 6 Synchrony accounts I had (I just closed my last one today), the closed AMEX, 3 Capital One cards, Ollo card, and Discover card. 

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How the hell do you guys keep your scores up while app'ing for so much credit?! I dropped from 828 to 755 when I opened 3 cards in January. Slowly creeping back up but still only to 776. 

[Anonymous]

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@Eyepinpools wrote:

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@Anonymous wrote:

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@Eyepinpools wrote:

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@Anonymous wrote:

They will not unfortunately. No more account combinations with them.

Ok. I wish I found MF about 6mo ago before my app spree in January. My second cap one would most certainly be an Amex 

---

You'll end up amassing even more credit just hanging around here anyway. When I joined here, I only had 3 cards... As you can see, I have added a bunch since I joined 9/2018 and that's not even counting the 6 Synchrony accounts I had (I just closed my last one today), the closed AMEX, 3 Capital One cards, Ollo card, and Discover card. 

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How the hell do you guys keep your scores up while app'ing for so much credit?! I dropped from 828 to 755 when I opened 3 cards in January. Slowly creeping back up but still only to 776. 

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Once you get your file thick enough it stops hurting as much. I've got 3 new cards reporting this year and I only lost a month in my AAoA for each one, bringing me down from 3y3m on my youngest file to 3y. I lost the 20-30 points on each bureau that I had gotten for hitting 0/12 and I lost 1 point for 2 inquiries on TU and 3 points for one on EQ (for some reason despite 5 inquiries on Experian I didn't lose any points).