Capital One CLI initial request timeframe?

[Ysettle4]

Is it:

A. 60 + 1 day after approval you can request a CLI

OR

B. After 2nd statement + 1 day

I'm thinking the latter because I've had one of my venture cards since Aug 6th but only 1 statement has been cut (due to late usage) and my requests are denied. The denial is never for "account to new" or "not enough usage". It's always "Not enough time has passed to establish payment history".

Just looking for some data points.

[ddemari]

some people have all kind of experiences with that question. but for me its always been the standard- 1 CLI every 6 months per card (if im lucky) sometimes it takes a little bit longer. 

[Ysettle4]

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@ddemari wrote:

some people have all kind of experiences with that question. but for me its always been the standard- 1 CLI every 6 months per card (if im lucky) sometimes it takes a little bit longer. 

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The normal CLI interval is 6 months but I mean the initial one. I've read is more like 60 days or within 3 statement cycle but would like the comm to chime in

[Anonymous]

I recieved a qs1 in august with a $500 cl. I ran a bunch through the card and hit the luv button and recieved a 1k cli to $1500 after the first statement cut.

[CreditCuriosity]

It varies for every one.. Haven't been able to get one on my venture or QS that are 3 months old.. Granted I only put 3kish through venture on 20k limit in 3 months and 1k on QS on 10k limit.. I think you need to use them a ton to get a CLI before 6 months..  Some people have luck other such as myself don't.  Can't really blame them as I have plenty of credit with them that isnt ulitized.. Still cringes me a bit though

[Ysettle4]

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@CreditCuriousity wrote:

It varies for every one.. Haven't been able to get one on my venture or QS that are 3 months old.. Granted I only put 3kish through venture on 20k limit in 3 months and 1k on QS on 10k limit.. I think you need to use them a ton to get a CLI before 6 months..  Some people have luck other such as myself don't.  Can't really blame them as I have plenty of credit with them that isnt ulitized.. Still cringes me a bit though

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I've met the spend bonus on both ventures but only the ventureone received an early $3K CLI during the 3rd statement cycle. Maybe it's truly a YMMV situation. Ugh

[Anonymous]

So far for self initiated requests it's been the 3rd statement otherwise I get the too new message. Then with credit steps the 5th/6th statement got the step increase, it's usually a lot more if you have initiated one yourself earlier and got a big increase then. Then it's been regular, 6 months from the 1st self initiated increase.

issue date was 10/2014 then first request was March 2015 then step increase a few days later in March 2015 then just did another self increase 10/2015. 

[Ysettle4]

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@tamaralig wrote:

So far for self initiated requests it's been the 3rd statement otherwise I get the too new message. Then with credit steps the 5th/6th statement got the step increase, it's usually a lot more if you have initiated one yourself earlier and got a big increase then. Then it's been regular, 6 months from the 1st self initiated increase.

issue date was 10/2014 then first request was March 2015 then step increase a few days later in March 2015 then just did another self increase 10/2015. 

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Thanks for the input. Hoping I don;t strick out during it's 3 rd statement cycle.

[Skye12329]

IMO just hit it monthly. It's a SP, worst case scenario they give you a denial. One month they might say no and the next month you could get the congrats message.

[Ysettle4]

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@Skye12329 wrote:
IMO just hit it monthly. It's a SP, worst case scenario they give you a denial. One month they might say no and the next month you could get the congrats message.

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Maybe daily..