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Capital One Has remove the 4% cash back Savor
I was on Reddit and I noticed this post saying the Capital One has removed the annual fee savor 4% cash back
https://www.capitalone.com/credit-cards/dining-and-entertainment/
What does this mean what do you think is happening ?



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Re: Capital One Has remove the 4% cash back Savor
If it really is gone for good it wouldn't be surprising.
While that copper/orange metal card is [was?] hellacool, you have to spend $9K-$10K a year in the 4% categories just to break even against the no-annual-fee SavorOne. If you aren't regularly spending $15K or more per year in the 4% categories then the card is pointless.
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Re: Capital One Has remove the 4% cash back Savor
I does look like the regular Savor has been removed from all of the Cash Back and Dining offerings on the Cap1 website. However, doing a search there for "Savor Rewards" will still bring up a list of results which includes an active link for the card.
https://www.capitalone.com/credit-cards/savor-dining-rewards/
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 2/24 | Util: 1% | DTI: 1%
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Re: Capital One Has remove the 4% cash back Savor
@elboullee wrote:If it really is gone for good it wouldn't be surprising.
While that copper/orange metal card is [was?] hellacool, you have to spend $9K-$10K a year in the 4% categories just to break even against the no-annual-fee SavorOne. If you aren't regularly spending $15K or more per year in the 4% categories then the card is pointless.
Agreed. For a $95 AF they should have bumped grocery stores to 6% or something and gone to war with AmEx.
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Re: Capital One Has remove the 4% cash back Savor
@NoHardLimits wrote:I does look like the regular Savor has been removed from all of the Cash Back and Dining offerings on the Cap1 website. However, doing a search there for "Savor Rewards" will still bring up a list of results which includes an active link for the card.
https://www.capitalone.com/credit-cards/savor-dining-rewards/
Capital one yesterday officially remove it indefinitely you can no longer apply for it..



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Re: Capital One Has remove the 4% cash back Savor
Should be interesting to see if they replace it with anything.
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Re: Capital One Has remove the 4% cash back Savor
Here's an article about the removal, for reference: https://www.nerdwallet.com/article/credit-cards/capital-one-savor-card-to-stop-accepting-application...





























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Re: Capital One Has remove the 4% cash back
I have a Savor Card. I do not pay the AF becuse I was grandfathered into my Savor. I applied for and got the Premiere Dining Rewards card, which later became the Savor, when it first came out. I wonder if this means I will be transitioned into a Savor One account.
EQ 764 TU 772 EX 781