Capital One Image Card - Which Logo Is Displayed?

[sentraser165]

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@CreditCuriousity wrote:

I don't know about Cap1 and World or Signature..  I think lenders can kinda bend benefits of World or Siggy cards, especially Cap1. I think  people with Visa Siggy or some with Cap1 don't for example has Flexible Spending Accounts for an example even though it technically should be or is with other lenders.  I dunno, curious on laerning more about this as well

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I'm not sure I understand your reply.  I know for sure that capital one world mastercards cover car rental insurance in israel (it's in their benefits fine print).  You're right that lenders can (and do) bend what benefits come with a world mc (no experience with visa signature, so I can't speak for those cards).

[SunriseEarth]

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@sentraser165 wrote:

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@SunriseEarth wrote:

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@sentraser165 wrote:

OK, my situation is a bit complicated.  Basically, I was first PCed like 6 months ago from a Capital One Platinum MC to a Quicksilverone (still a Platinum MC).  Just last week, I got another PC to a Quicksilver World MC.  I know the rewards are the same, but as I understand it, I could potentially get a much higher CL with the regular Quicksilver.  The World MC also covers car rental insurance (collision/theft) in Israel, which not many other cards to (which is a big reason why I wanted the PC, since we're going there in the near future).  Now, when I log into capital one, next to the picture of the card (the picture is a regular quicksilver), it still says platinum mastercard because that was the type of my card when I first got it.  It turns out that Israeli car rental agencies only accept credit cards with raised lettering because debit cards issued in Israel all don't have the raised lettering.  The quicksilver doesn't have raised lettering, but I can get an image card which DOES have the raised lettering.  Great.  But...since my card was originally a platinum mc (and still says so when I log in), I'm afraid that the card won't have 'world' printed on it by the MC logo and the car rental agency will give me trouble.  Does anyone know for sure either way what the card would look like given my situation?  The Capital One chat people really didn't understand my situation, so that wasn't much help.

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I'm not sure why that would be an issue.   AFAIK, the image cards will revert to the red and yellow logo, but I'm not sure if those include the "World" lettering above it.  However, that doesn't change the "World" status of the CC itself.   

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I know that the card is still world status independent of what the cc itself says, but I'm just imagining a nightmare scenario where the person at the counter says "This card doesn't say world on it, what do you mean you have a world mastercard?  No proof, you need to buy the collision/theft insurance."  At this point, I would log into capital one and show that it says world mastercard...but guess what?!? It says platinum...I have no proof that it's a world MC, and I get gouged big time for the car rental insurance (the whole reason I upgraded to the world MC in the first place).  This is why it is an issue whether or not it's on the card.

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If you went to a car rental place that gave you that much hassle over having World MC printed or not printed on your CC, I'd recommend either (1) taking with a copy of your card agreement and T&C or (2) going to a rental agency that isn't as demanding.  Most likely, they'd be pushy about their insurance even if the CC had "World" in gigantic letters on the front, since they sell it to make money.   This is why I'd recommending taking the true proof of your "World" status, meaning the CC agreement.  You may want to contact Cap One to have this sent to you.