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Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

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russ4690
Established Member

Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

Recently I upgraded my Capital One Platinum MC to the Quicksilver.  At the time of the upgrade I requested a CLI (as I was only at $750).  I got the 7-10 day message.  The next day I received a notification that I verify my income (which is 156k).  Has anyone had this happen before? Is this a good sign?


Starting Score: EX 603 EQ 635 TU 677
Current Score: EX 720 EQ 735 TU 747
Goal Score: 790


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Message 1 of 11
10 REPLIES 10
-Wade-
Valued Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?


@russ4690 wrote:

Recently I upgraded my Capital One Platinum MC to the Quicksilver.  At the time of the upgrade I requested a CLI (as I was only at $750).  I got the 7-10 day message.  The next day I received a notification that I verify my income (which is 156k).  Has anyone had this happen before? Is this a good sign?


Yes it's a good sign Smiley Happy send them what they want

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
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Message 2 of 11
coldnmn
Mega Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

Yes a very good sign!  It looks like they want to give you a huge CLI! Good Luck!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 11
notfancy
Valued Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

it isn't unusual at all for them. I'm seeing more and more posts about them asking for income verification, even on their co-branded cards. They asked me for proof of income as well. When I sent it, they gave me a boost of $150 lol but to be fair, I called a few weeks later and complained that I got such a crummy increase after  being asked to prove my income and ended up with an additional increase.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 4 of 11
pr0blumz
New Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

@notfancy An additional increase in the amount of.......? If you don't mind me asking.
Message 5 of 11
takeshi74
Senior Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

Income verifications can happen with any creditor.

Message 6 of 11
notfancy
Valued Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?


@pr0blumz wrote:
@notfancy An additional increase in the amount of.......? If you don't mind me asking.

I don't mind you asking. I'll give you the whole bit:

 

I pressed the credit increase button, got $100.

Emailed the EO- got a PC to Quicksilver One, and sent in the POI as requested- gained an additional $150.

Stewed a couple weeks, and emailed again to complain about being asked to provide POI for a lousy $150- got $750.

 

So my $750 card went to $1750 in about 5 or 6 weeks or so.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 7 of 11
pr0blumz
New Contributor

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

@notfancy Oh ok, thanks for the info.
Message 8 of 11
SunriseEarth
Moderator Emeritus

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?


@russ4690 wrote:

Recently I upgraded my Capital One Platinum MC to the Quicksilver.  At the time of the upgrade I requested a CLI (as I was only at $750).  I got the 7-10 day message.  The next day I received a notification that I verify my income (which is 156k).  Has anyone had this happen before? Is this a good sign?


I was also asked for income verification when I did a CLI request through EO.   My QS1 went from $650 to $1000.   I just faxed over my last earnings statement to the number they sent in the letter.



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
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Message 9 of 11
russ4690
Established Member

Re: Capital One Quicksilver CLI (Income verification requested) - Anyone seen this?

Thanks everyone for the info! I'm waiting still for their decision... they received my info on Monday (it's now Wednesday) but it is still in pending.   I'll update everyone as soon as I hear.


Starting Score: EX 603 EQ 635 TU 677
Current Score: EX 720 EQ 735 TU 747
Goal Score: 790


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Message 10 of 11
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