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Capital One Venture X

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sjt
Senior Contributor

Re: Capital One Venture X


@practical1 wrote:

@sjt 

Thanks for the suggestion.  I wasn't aware that PenFed had a prequal site.  Would you happen to have the link handy?

 


If you log on to the PenFed site and look on the lower right side of the site, you will see the offers. Also, If they pulled a HP within 30 days, they can use that pull for credit applications.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 61 of 161
FinStar
Moderator Emeritus

Re: Capital One Venture X


@practical1 wrote:

@sjt 

Thanks for the suggestion.  I wasn't aware that PenFed had a prequal site.  Would you happen to have the link handy?

 


They do not have a pre-qualify portal per se. Offers are subject to quarterly promotions and not all accountholders will be eligible. On the HP piece that was mentioned upthread, it's YEMV. Plenty of DPs reported on this site (and elsewhere) where a HP is not always repurposed even if used within the 30-day window for another application.

 

That said, this topic is about the Capital One Venture X cards so let's not stray from the main topic, please.

Message 62 of 161
merlinflex
Frequent Contributor

Re: Capital One Venture X

checking CAP1 site and no mention of Venture X.....yet.
Message 63 of 161
simplynoir
Mega Contributor

Re: Capital One Venture X

Applications for card up and running

 

https://www.capitalone.com/credit-cards/venture-x/

Message 64 of 161
Anonymous
Not applicable

Re: Capital One Venture X


@simplynoir wrote:

Applications for card up and running

 

https://www.capitalone.com/credit-cards/venture-x/


Did you apply? We need data points Smiley Tongue

Message 65 of 161
jacetx
Valued Contributor

Re: Capital One Venture X

Interesting that Capital One is allowing upgrades to this card and not any of the Savor ones. Of course, that would mean not getting a signup bonus so it doesn't make sense.

upgrade.JPGupgrade.JPG

Message 66 of 161
OmarGB9
Community Leader
Super Contributor

Re: Capital One Venture X


@jacetx wrote:

Interesting that Capital One is allowing upgrades to this card and not any of the Savor ones. Of course, that would mean not getting a signup bonus so it doesn't make sense.

upgrade.JPGupgrade.JPG


Nice DP! It makes sense for those who can't qualify for a new account. Also, Cap One is known (at least with other cards) to strip away SUBs on some approvals based on credit profile, so for those who don't want to risk applying and getting approved with no SUB and taking a new account/inquiry hit, it may be a good option. And of course, this SUB won't last forever either.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 67 of 161
Anonymous
Not applicable

Re: Capital One Venture X

Applied and approved, but just a $10k line.

 

Cap one was my very first credit card back in the day and I think I was bucketed because of it.  Cancelled that original card a long time ago but figured it was time to renew the relationship.

Message 68 of 161
simplynoir
Mega Contributor

Re: Capital One Venture X


@Anonymous wrote:

@simplynoir wrote:

Applications for card up and running

 

https://www.capitalone.com/credit-cards/venture-x/


Did you apply? We need data points Smiley Tongue


Nope, not at this time lol. I don't like the "credits" on this card and while I can knock the spend out quickly I already have other points/rewards that need to be used

Message 69 of 161
Anonymous
Not applicable

Re: Capital One Venture X


@jacetx wrote:

Interesting that Capital One is allowing upgrades to this card and not any of the Savor ones. Of course, that would mean not getting a signup bonus so it doesn't make sense.

upgrade.JPGupgrade.JPG


Wonder if you upgrade to X, if you'll get the metal card.  When I upgraded to venture, I didn't get a metal card like others did for new accounts.  I know most don't care, but if I'm paying 395, I would expect the metal card.

Message 70 of 161
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