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@Anonymous wrote:
I currently have a QS (PC'd Platinum) with 750 limit opened 4/2017 and Venture with 15k limit opened 6/2018. I checked C1 prequal page and and it's showing Venture, QS, and Savor....but at max APR (ouch).
I'd like to add a QS since it offers 0% for 15 months for a big purchase. Would the max APR on the prequal indicate I'd get less than 5k SL on the QS? Venture and Savor both come with minimum 5k SL, but no 0% promo.
Current F8 scores:
EX 710
EQ 715
TU 710
Let everything age if you would like to start seeing a reduction of APR offers. I don't see too many post talking about APR reductions at a later date. Sure 0% intro is nice but then what?
Good Luck!
@Anonymous wrote:
Posted this in the wrong section! I meant to post this is the cc applications section. If this thread can be moved there, please do so.
Actually, 'Credit Cards' is the proper board for your topic.
--UB
I think their pre-Q always throw you the max APR.
If that is the case, that is interesting. Anyone using the Cap1 prequalify tool see a lower APR than max with your offers?
@Anonymous wrote:If that is the case, that is interesting. Anyone using the Cap1 prequalify tool see a lower APR than max with your offers?
I just tried and from the looks of things, I qualified for the mid-tier APRs on all the cards that popped up.
Thanks for that info. I'll be curious to see if the Cap1 APR level or tier they show in the prequal has a direct connection to SL of a card. For example, would someone get a 30k SL if their APR as 27.24% (max).