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Capital One sock drawer

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3bcswins3
New Contributor

Capital One sock drawer

I've been trying to get my Capital One Mastercard card out of the sock drawer for several years now. It was my first card using credit steps and then eventually upgraded to quicksilver. I've been trying to get the savor one card, but it's never available to upgrade to. I ended up ungrading to Venture One over a year ago despite not traveling much in hopes that I could upgrade to savor one from that, but no such luck. Any idea how I can upgrade to a Savor One?

Message 1 of 25
24 REPLIES 24
Mycreditjourney2020
New Contributor

Re: Capital One sock drawer

I haven't heard of anyone recently being offered that upgrade option.  I recently upgraded a Quicksilver one to Quicksilver with only other option the Venture.  Also upgraded Platinum and Quicksilver was only option.  You are probably going to have to apply for the Savor if it's really what you want. 

You could also call Capital One and I'm sure they'd let you know if it'll ever be an option for you.

Message 2 of 25
CYBERSAM
Senior Contributor

Re: Capital One sock drawer


@3bcswins3 wrote:

I've been trying to get my Capital One Mastercard card out of the sock drawer for several years now. It was my first card using credit steps and then eventually upgraded to quicksilver. I've been trying to get the savor one card, but it's never available to upgrade to. I ended up ungrading to Venture One over a year ago despite not traveling much in hopes that I could upgrade to savor one from that, but no such luck. Any idea how I can upgrade to a Savor One?


I was in the same boat as you! Had QS for a long time, but Cap1 did not wanted to upgrade to Savor. So finally canceled it after they sent me a letter to reduce my CL. I found QS to be absolute compare to other no AF CCs. It is only good for rebuilder card but even then Cap1 is bucketing customers now...

I would have kept it if they upgraded to Savor.







                
Message 3 of 25
SUPERSQUID
Valued Contributor

Re: Capital One sock drawer


@3bcswins3 wrote:

I've been trying to get my Capital One Mastercard card out of the sock drawer for several years now. It was my first card using credit steps and then eventually upgraded to quicksilver. I've been trying to get the savor one card, but it's never available to upgrade to. I ended up ungrading to Venture One over a year ago despite not traveling much in hopes that I could upgrade to savor one from that, but no such luck. Any idea how I can upgrade to a Savor One?


If you only have that one cap 1 card maybe you can app for the savor one seperately.

If you do chances are better for the savor one for good credit, no af and 3 pct cb for dining and groceries.

If you app for the regular savor with the sub , AF, and 4 pct cb it has strict underwriting, the savor one for good credit has much easier uw.

Message 4 of 25
H_you
Valued Member

Re: Capital One sock drawer

If you want a Savor/SavorOne card you're going to have to apply for it. Multiple Cap1 dp's say they do not accept upgrades to Savor. 

Message 5 of 25
ficosuave
Contributor

Re: Capital One sock drawer

There was that small window about 4 years ago (pre-Savor refresh) when they were allowed. Wish I had taken advantage of it back then. Keep thinking they'll flip that switch and allow PC's to the Savor line again but, so far, no dice.

 

I guess there's always a chance. They've gone back and forth on graduating secured cards, for example. I know some are still hoping to see the return of account combinations as well.



Message 6 of 25
Jordan23ww
Senior Contributor

Re: Capital One sock drawer

Similar to you we've been trying to upgrade my DW's Quicksilver to the Savor One card. In 2019 we had product changed it from a Platinum to the Quicksilver.

 

The rep told us recently only option they were showing was to product change to the Venture One. She has been getting a invitation to apply for the Savor One almost monthly for a year and a half. I just figured it would be eligible to product change when we called, but nope it wasn't.  We currently only use it for a small reoccurring bill just to keep it active.  Hopefully they eventually allow us to product change it. No desire to apply for it. 

       
 


Message 7 of 25
Bradac56
Regular Contributor

Re: Capital One sock drawer

Cap1 looks at the Quicksilver and Savor lines as seperate products.  I doubt they will ever open up mass transfers between them. 

I know of a few people that have done it but they are also in the "I'm old & money is no object" catagory. 


Message 8 of 25
LawStudentCivilis
Established Contributor

Re: Capital One sock drawer


@Bradac56 wrote:

Cap1 looks at the Quicksilver and Savor lines as seperate products.  I doubt they will ever open up mass transfers between them. 

I know of a few people that have done it but they are also in the "I'm old & money is no object" catagory. 


I'm certainly not old and money will always be an object! Smiley LOL But as mentioned by @ficosuave upthread I was able to product change my quicksilver to Savor when the Savor card was first introduced.

Message 9 of 25
mgood
Valued Contributor

Re: Capital One sock drawer


@ficosuave wrote:

There was that small window about 4 years ago (pre-Savor refresh) when they were allowed. Wish I had taken advantage of it back then. Keep thinking they'll flip that switch and allow PC's to the Savor line again but, so far, no dice.

 

I guess there's always a chance. They've gone back and forth on graduating secured cards, for example. I know some are still hoping to see the return of account combinations as well.


I check multiple times per week hoping for the chance to PC my QS to a SavorOne. Thinking maybe someone at Cap1 will hit the wrong button by mistake and I don't want to miss it Smiley Wink

It always shows that I can "upgrade" to a Venture or VentureOne.



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Message 10 of 25
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