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https://www.nerdwallet.com/blog/cred...s-contactless/
Anyone get one yet? How is it working for you?
@Anonymous wrote:https://www.nerdwallet.com/blog/cred...s-contactless/
Anyone get one yet? How is it working for you?
Hmmm. interesting. It does day only new accounts for QS & Venture get one, existing customers will get one only when a new card needs to be issued, as in expiring expire date.
It says it used NFC, near field communiction, which is what smartphone use - wouldn't the card need a micro battery for power supply?
I would love to use contactless payment more, I'm not a fan of chip cards - the wait time and the honk, honk, honk most terminals use to tell you to take the card out.
I've used my LG G2 contactless payment exactly once, when Wells Fargo offered a $10 credit a month ago to use their Wallet app included in their Android mobile app. It understandably only works with WF cards and I only have a debit card for my checking account, and I don't use debit. The Walmart app works with multiple cards, but only at Walmart terminals in store. I tried Android Pay, for about one hour! It makes you lock the phone with a PIN, I'm not goign to enter a PIN 20 times a day to wake the phone up, so I disabled it. Without warning me Android Pay removed all the cards I had loaded into it, I only found out when Discover texted me that my card had been removed from Andorid Pay. OK, let's see: Settings, Apps, Uninstall.
I had a Wamu debit card years ago with paypass NFC in the card itself. I haven't seen one in a long time though.
@DaveInAZ wrote:
@Anonymous wrote:https://www.nerdwallet.com/blog/cred...s-contactless/
Anyone get one yet? How is it working for you?
Hmmm. interesting. It does day only new accounts for QS & Venture get one, existing customers will get one only when a new card needs to be issued, as in expiring expire date.
It says it used NFC, near field communiction, which is what smartphone use - wouldn't the card need a micro battery for power supply?
I would love to use contactless payment more, I'm not a fan of chip cards - the wait time and the honk, honk, honk most terminals use to tell you to take the card out.
I've used my LG G2 contactless payment exactly once, when Wells Fargo offered a $10 credit a month ago to use their Wallet app included in their Android mobile app. It understandably only works with WF cards and I only have a debit card for my checking account, and I don't use debit. The Walmart app works with multiple cards, but only at Walmart terminals in store. I tried Android Pay, for about one hour! It makes you lock the phone with a PIN, I'm not goign to enter a PIN 20 times a day to wake the phone up, so I disabled it. Without warning me Android Pay removed all the cards I had loaded into it, I only found out when Discover texted me that my card had been removed from Andorid Pay. OK, let's see: Settings, Apps, Uninstall.
I have a BCP that has contactless and it has an antenna that loops around inside of the card and is connected to the EMV chip. They don't need a battery since it's the terminal that is powered.
You can see the antenna looping around.
@Discover2016 wrote:You can see the antenna looping around.
Huh? I wonder if that's just the preferred version? I got my BCE last January and there's nothing like that in it.
@ChargedUp wrote:
@Discover2016 wrote:You can see the antenna looping around.
Huh? I wonder if that's just the preferred version? I got my BCE last January and there's nothing like that in it.
AmEx doesn't issue them by default. You have to call in and explicitly say you want contactless.
@Discover2016 wrote:
@DaveInAZ wrote:
@Anonymous wrote:https://www.nerdwallet.com/blog/cred...s-contactless/
Anyone get one yet? How is it working for you?
Hmmm. interesting. It does day only new accounts for QS & Venture get one, existing customers will get one only when a new card needs to be issued, as in expiring expire date.
It says it used NFC, near field communiction, which is what smartphone use - wouldn't the card need a micro battery for power supply?
I would love to use contactless payment more, I'm not a fan of chip cards - the wait time and the honk, honk, honk most terminals use to tell you to take the card out.
I've used my LG G2 contactless payment exactly once, when Wells Fargo offered a $10 credit a month ago to use their Wallet app included in their Android mobile app. It understandably only works with WF cards and I only have a debit card for my checking account, and I don't use debit. The Walmart app works with multiple cards, but only at Walmart terminals in store. I tried Android Pay, for about one hour! It makes you lock the phone with a PIN, I'm not goign to enter a PIN 20 times a day to wake the phone up, so I disabled it. Without warning me Android Pay removed all the cards I had loaded into it, I only found out when Discover texted me that my card had been removed from Andorid Pay. OK, let's see: Settings, Apps, Uninstall.
I have a BCP that has contactless and it has an antenna that loops around inside of the card and is connected to the EMV chip. They don't need a battery since it's the terminal that is powered.
I don't fully understand how the EMV chip works, but that make since sense, since the terminal power to activate the chip when inserted, the terminal's NFC can also provide any needed powers.
I want one, but I've been a fan of Amex. I'll call Cap One & see if they'll send me one for my QS. I assume you have to hold the card face down near the terminal?
EDIT: Logged into my Cap One account & used chat, I have a replacement card w/contactless payment on the way!
@Anonymous wrote:https://www.nerdwallet.com/blog/cred...s-contactless/
Anyone get one yet? How is it working for you?
Cap 1 sent me a letter last year offering to replace my QS chip card with a contactless card.
I took them up on it and used it a couple of times at QuikTrip just to try out the novelty of it.
Just like Apple Pay, it takes quite a bit longer than swiping and you can't use it very many places
I was just approved for a QS this weekend. Don't have the card yet, but I'll let you know when I do.