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Cap One will pull all 3 CRA's.
^Thank you sir!
@SenorDragon wrote:Had one, looking to apply for the Green Cash card soon. Anyone by chance know which CRA they pull from when applying?
Green Cash being the green Cash Rewards? I'm pretty sure that's one of their 'premium' cards, so it might be hard to qualify for. They usually pull all 3, but some people have said they only pulled 1 or 2 for the Venture card, and that's also a premium card.
But since it's Cap One.. I would expect all 3.
I've got two. One secured and one unsecured. I'm rebuilding and have practically no credit history and they're the only ones that seem willing to help me. As for the person that said there is a limit on Capital One cards, do you have a link to this? As I've read otherwise elsewhere.
I don't thin kthere is a limit on how many Cap 1 cards you can have. Just you have to wait 45-90 days before you can app for another card after approval.
I have a Secured card with them. They pulled all three when I applied.
@LS2982 wrote:I don't thin kthere is a limit on how many Cap 1 cards you can have. Just you have to wait 45-90 days before you can app for another card after approval.
Thanks. I've been curious about that.
there is a limit for new cardholders. it's 2.
@LS2982 wrote:I don't thin kthere is a limit on how many Cap 1 cards you can have. Just you have to wait 45-90 days before you can app for another card after approval.
I got approved for my 2 cards days apart. Actually might have even been on the same day, I can't remember.
After that, I've been denied for other cards, and the stated reason was that I had too many Capital One accounts already. Too many being 2. So it would seem there definitely is a limit. It might not apply for people who've had more cards before, or if you get something like the co-branded Kohl's card, but they do have limits.
Of course YMMV, but that's just been my experience.
I've read through all of the posts and have a question. I have 2 Cap Ones and am considering apping for the Best Buy card (hopefully store, but could be MC, if that's what they approve). So, if I do, will I be rejected solely because I already have 2 Cap Ones? Or is it still under HSBC? Someone wrote that they were denied a Sony, I think, because of already having 2 Cap Ones. Sorry, don't recall which card it was for sure.
Also, I'm confused about the # of cards limit because reps have several times suggested that I app for a new card -- like when I wanted to convert this card to a rewards card. If their limit is 2, then I wonder why they'd suggest that. But then, I've been given so much erroneous info from them, who knows!