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I emailed the rep last week and got a call this morning from a Exc., He asked me for my yearly gross, IRA/401k and said he'll send it over to underwritting! idk what to expect now! i have had these cards with only one min increase and its been 5 years, never late. Fingers crossed
Good luck
Got a Voicemail message saying my request was approved!! a whopping 250$ increase on both cards lol, bringing me to 1000$ and 750$!! Oh well at least i got something, I'll wiat a few months and request another increase =)
Close it as it will never grow with you. I have had Cap One for 7 years and one increase, never late,, no balance
The only reason I bother carrying my Capital One card around is because it has no annual fee, no forex fees and gives me an alternative card to use if a merchant doesn't accept amex. Otherwise it's Amex all the way.
I have tried multiple times and they always say "We will put a special note on your account for review" but nothing has come of it. "Capital One is a very conservative lender..." is frustrating to hear time and time again so I have given up trying.