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Capital One

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Cali_Credit
Frequent Contributor

Capital One

I emailed the rep last week and got a call this morning from a Exc., He asked me for my yearly gross, IRA/401k and said he'll send it over to underwritting! idk what to expect now! i have had these cards with only one min increase and its been 5 years, never late. Fingers crossed

 

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Capital One

Good luck

Message 2 of 6
Epcot
Valued Contributor

Re: Capital One

Hope for the best, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 3 of 6
Cali_Credit
Frequent Contributor

Re: Capital One

Got a Voicemail message saying my request was approved!! a whopping 250$ increase on both cards lol, bringing me to 1000$ and 750$!! Oh well at least i got something, I'll wiat a few months and request another increase =)

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 4 of 6
Anonymous
Not applicable

Re: Capital One

Close it as it will never grow with you. I have had Cap One for 7 years and one increase, never late,, no balance

Message 5 of 6
espnjunkie
Established Contributor

Re: Capital One

The only reason I bother carrying my Capital One card around is because it has no annual fee, no forex fees and gives me an alternative card to use if a merchant doesn't accept amex. Otherwise it's Amex all the way.

 

I have tried multiple times and they always say "We will put a special note on your account for review" but nothing has come of it. "Capital One is a very conservative lender..." is frustrating to hear time and time again so I have given up trying.

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 6 of 6
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