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I know that Chase cards will automatically report to the credit bureaus after paying in full (in the middle of a statement cycle,) but are there any others that do that? I feel like I remember hearing Amex does this, but I can't remember for sure.
@Thor69 wrote:I know that Chase cards will automatically report to the credit bureaus after paying in full (in the middle of a statement cycle,) but are there any others that do that? I feel like I remember hearing Amex does this, but I can't remember for sure.
All I can confirm is that Amex does NOT report earlier if you pay balance down to zero. At least never been the case for me or player 2
@Thor69 From my signature only Chase Bank does that.
You can request a mid cycle update from Discover🙂 Chase and Discover are the only two lenders I've known to report once the balance is zero.
@MySunrise271 wrote:You can request a mid cycle update from Discover🙂 Chase and Discover are the only two lenders I've known to report once the balance is zero.
Thus. Amex is not one of them.
My experience is Chase reports mid cycle after paying balance to zero.
@Thor69 wrote:I know that Chase cards will automatically report to the credit bureaus after paying in full (in the middle of a statement cycle,) but are there any others that do that? I feel like I remember hearing Amex does this, but I can't remember for sure.
Elan does








@increasingmyfico wrote:
@Thor69 wrote:I know that Chase cards will automatically report to the credit bureaus after paying in full (in the middle of a statement cycle,) but are there any others that do that? I feel like I remember hearing Amex does this, but I can't remember for sure.
Elan does
Not in my experience. Does your ELAN card report mid-cycle @increasingmyfico?
ELAN and US Bank cards typically report after the close of each month. Any of my ELAN cards do not report mid-cycle (like Chase does) when a balance reaches or resets to $0
@FinStar wrote:
@increasingmyfico wrote:
@Thor69 wrote:I know that Chase cards will automatically report to the credit bureaus after paying in full (in the middle of a statement cycle,) but are there any others that do that? I feel like I remember hearing Amex does this, but I can't remember for sure.
Elan does
Not in my experience. Does your ELAN card report mid-cycle @increasingmyfico?
ELAN and US Bank cards typically report after the close of each month. Any of my ELAN cards do not report mid-cycle (like Chase does) when a balance reaches or resets to $0
Yes I paid off a few months ago and it refreshed mid cycle.








@Thor69 wrote:I know that Chase cards will automatically report to the credit bureaus after paying in full (in the middle of a statement cycle,) but are there any others that do that? I feel like I remember hearing Amex does this, but I can't remember for sure.
I have never heard of any lender other than Chase that does that.




























